Outstanding finace - paid deposit

System

bobbymotors wrote: »

No they can't.

This keeps coming up on the forum.

If the garage don't pay off the finance(they will) then the finance co chase the garage not the person that bought the car.

It does and time and time again people like you are 100% wrong:

https://www.citizensadvice.org.uk/consumer/buying-or-repairing-a-car/the-car-you-bought-is-still-on-hire-purchase/

bobbymotors

Tarambor do you mean I'm wrong or the OP?

akkers

My point is that they did not declare this at the time of contract. They povided false info in advert and verbally saying HPi was clean yet the HPi came up with Adverse warning. My argument is that the info they provided at the point of contract was false and I was misled. Therefore the contract is null & void?

Am I right or am I barking up the wrong tree.


Sorry the other issue is that they promised a top-class external warranty worth £700. But afterwards they said its their own warranty and its not underwritten by anyone.

AdrianC

The HPI is clear except for their stocking finance. Since they can say for sure that will definitely not be an issue it is, to all intents and purposes, clear.


Can you just clarify, please... Are you actively trying to find ways to get out of this deal? Or are you simply worried about the stocking finance?

k3lvc

akkers wrote: »

My point is that they did not declare this at the time of contract. They povided false info in advert and verbally saying HPi was clean yet the HPi came up with Adverse warning. My argument is that the info they provided at the point of contract was false and I was misled. Therefore the contract is null & void?

Am I right or am I barking up the wrong tree.


Sorry the other issue is that they promised a top-class external warranty worth £700. But afterwards they said its their own warranty and its not underwritten by anyone.

So the finance/HPI is a red herring ? You're just looking for a loophole to get out ?

waamo

Tarambor wrote: »

It does and time and time again people like you are 100% wrong:

https://www.citizensadvice.org.uk/consumer/buying-or-repairing-a-car/the-car-you-bought-is-still-on-hire-purchase/

It's not on hire purchase.

bobbymotors

waamo wrote: »

It's not on hire purchase.

no that's right,its a stocking loan, but the principle and outcome are the same....buy from a dealer, you get good title.

akkers

Its not a matter of getting out of the deal (which in IMO is null & void).


False advertising and false promises. The misrepresentation on the warranty really worried me.


HPi-Clear as advertised but technically not HPi-Clear. Depends how a judge/registrar would look at this.


I think the motoring industry needs to sort this out. If it does not affect the consumer, it should not show up on HPi check.

DoaM

akkers wrote: »

Its not a matter of getting out of the deal (which in IMO is null & void).

So are you still purchasing the vehicle? If not then you really ARE looking to get out of the deal.

MEM62

DoaM wrote: »

So are you still purchasing the vehicle? If not then you really ARE looking to get out of the deal.

Splitting hairs on the 'technicality' of the HPI check. It's really a non-issue. I think the OP is looking for an exit from the deal.