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Is it a good offer?

Luna24221
Posts: 5 Forumite
in Credit cards
I have received a letter from Barclaycard saying they are going to write off my dept (about £1,500) and give me £75 compensation. I have read that it’s about failings they made to contact people in 2013. I haven’t received any letters from at least 2015 about the money I owe them. Can I get a bigger compensation? How do I find out if what they are offering is reasonable?
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It's an excellent offer.0
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that's a great offer, they usually aren't that generous0
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wow, they are giving you £1500, what you owe, plus £75 compensation. And you want more!!!!!!!!!0
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Why would you get more compensation?
You owe them money!0 -
You owed them money, due to a technicality they couldn't take the money from you during that period so lucky for you, the money is wiped and you get compensation. Maybe you could pay them the £75
Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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i would feel guilty accepting that offer already!
why would you want to even ask for more??0 -
I got a letter, thought it was a scam at first. I did default on the barclaycard I had but did pay it off in full. Got offered Just under £100 so I'm very pleased.:eek:0
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I think you should give the £75 to charityAn answer isn't spam just because you don't like it......0
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I have received a letter from Barclaycard saying they are going to write off my dept (about £1,500) and give me £75 compensation. I have read that it’s about failings they made to contact people in 2013. I haven’t received any letters from at least 2015 about the money I owe them. Can I get a bigger compensation? How do I find out if what they are offering is reasonable?
Certainly pays to be in debt!:rotfl:0 -
I have received a letter from Barclaycard saying they are going to write off my dept (about £1,500) and give me £75 compensation. I have read that it’s about failings they made to contact people in 2013. I haven’t received any letters from at least 2015 about the money I owe them. Can I get a bigger compensation? How do I find out if what they are offering is reasonable?
Id have thought that a total of £1500 being knocked off what you owe and a nifty £75 in your pocket is one hell of a deal.
Blimey last time i had a deal that good we had to defraud Norwich union...wouldn't recommend that lol.
Take the offer and count yourself very lucky.0
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