Marcus bank account - can I close it and open a new one

dodomoney

I've signed up to the Marcus by Goldman Sachs account today and really not impressed that the account you link to the Marcus account seemingly cannot be changed. I would have thought you'd be able to alternate linked accounts! :mad:

As a consequence of this, I cant deposit funds from my preferred account. I'm thinking of closing the account down and then opening a new one. Is there any risk on my credit score if I do this? If so I'll just bin it off altogether and discourage anybody else from opening such a restrictive account.

YorkshireBoy

dodomoney wrote: »

...really not impressed that the account you link to the Marcus account seemingly cannot be changed.

Did you read the account T&Cs?...

If you want to change your linked account, you’ll need to contact us. We may ask you for information about your new linked account to make sure that it belongs to you.


Page 3 (of 13...and it's big print!)

No risk to your fictitious credit score, as no credit search made...only an ID enquiry.

IanManc

dodomoney wrote: »

I've signed up to the Marcus by Goldman Sachs account today and really not impressed that the account you link to the Marcus account seemingly cannot be changed. I would have thought you'd be able to alternate linked accounts! :mad:

As a consequence of this, I cant deposit funds from my preferred account. I'm thinking of closing the account down and then opening a new one. Is there any risk on my credit score if I do this? If so I'll just bin it off altogether and discourage anybody else from opening such a restrictive account.

Seeing you've only opened your Marcus account today, why didn't you make your "preferred account" your linked account during the opening process?

dodomoney

Thanks for clarifying. Why is a credit rating fictitious?

YorkshireBoy wrote: »

Did you read the account T&Cs?

Yes. I've stated I'm not impressed with it. Why would the act of reading this information in the T&Cs make you think I'd suddenly be impressed with it?

dodomoney

IanManc wrote: »

Seeing you've only opened your Marcus account today, why didn't you make your "preferred account" your linked account during the opening process?

Didn't know I had to explain myself to you. Is that a forum rule?

YorkshireBoy

dodomoney wrote: »

Thanks for clarifying. Why is a credit rating fictitious?

I didn't say a "credit rating" was fictitious.

Yes.

You can't have read them.

I've stated I'm not impressed with it. Why would the act of reading this information in the T&Cs make you think I'd suddenly be impressed with it?

Because you'd realise you could change the linked account quite easily (and not only in the way I've quoted, but by other means...which you'll see when you read the T&Cs).

soulsaver

dodomoney wrote: »

Didn't know I had to explain myself to you. Is that a forum rule?

No, just good manners.

dodomoney

soulsaver wrote: »

No, just good manners.

Its pretty rude you coming in asking a question that you needn't have the answer to. So manners went out the window at that point.

dodomoney

YorkshireBoy wrote: »

I didn't say a "credit rating" was fictitious.T&Cs).

Are you the IT bloke out of series 2 of The Office? I didn't see Bruce Lee fight Chuck Norris in "ENTER" The Dragon. I saw Bruce Lee fight Chuck Norris in "WAY" Of The Dragon.

UncleK

...........or just a repeat of an old one?:rotfl:

verybigchris

dodomoney wrote: »

I cant deposit funds from my preferred account.

The linked account is only relevant for withdrawals. You can make deposits from any account you like.