Would my Mum be owed pension?

Dani1987

Hello. We have recently found out my Mum was born in Jan 1942, when we and DWP believed she was born in Jan 1944. We are in the process of getting her birth certificate. My question is will she be entitled to 2 years of pension that she hasn't received? Hope this makes sense? Thank you in advance.

Alter_ego

Possibly, ask DWP. Maybe she's due an increase for deferring by 2 years. It would be 10.4% p.a.

kidmugsy

Dani1987 wrote: »

Hello. We have recently found out my Mum was born in Jan 1942, when we and DWP believed she was born in Jan 1944. We are in the process of getting her birth certificate. My question is will she be entitled to 2 years of pension that she hasn't received? Hope this makes sense? Thank you in advance.

This may not be relevant to your mother's case, but an actuary once told me that one of the most irksome practical problems they faced was women lying about their age. In some cases it led to women being retired by employers at true 60 i.e. not at false 58. They would thereby have two years less worth of pension accumulated than they'd somehow hoped for.

In your mother's case how did DWP get it wrong?

Anyway, if your enquiry refers to her state pension one possibility is that DWP would treat her as having deferred her state pension by two years. At her age that means they ought to pay her an extra 20.8% on her annual pension, starting from (presumably) 2004. If they offer her something else you could always calculate which is more profitable and ask for it.

LHW99

This may not be relevant to your mother's case, but an actuary once told me that one of the most irksome practical problems they faced was women lying about their age.

Or in my mother's case because (apparently, the legend goes) her father was drunk when he registered her birth and gave the date as a day early, so her birth certificate stated she was born on the last day of the preceding tax year!

greenglide

so her birth certificate stated she was born on the last day of the preceding tax year!

The days of the child tax allowance which, like the marriage tax allowance, was allocated for either the whole year or nothing!


Big rush to get married and have children by 5th April.


Clearly he wasn't drunk at all!

LHW99

The days of the child tax allowance which, like the marriage tax allowance, was allocated for either the whole year or nothing!


Big rush to get married and have children by 5th April.


Clearly he wasn't drunk at all!

This was 1927 though, so probably a bit before the relevant acts were passed?

pimento

greenglide wrote: »

The days of the child tax allowance which, like the marriage tax allowance, was allocated for either the whole year or nothing!


Big rush to get married and have children by 5th April.


Clearly he wasn't drunk at all!

Legend has it that my mum had a large gin and a hot bath to ensure that my sister made it before the end of the tax year. She was born two weeks early on March the 30th.

woolly_wombat

Dani1987 wrote: »

Hello. We have recently found out my Mum was born in Jan 1942, when we and DWP believed she was born in Jan 1944. We are in the process of getting her birth certificate. My question is will she be entitled to 2 years of pension that she hasn't received? Hope this makes sense? Thank you in advance.

How did you find out?

Dani1987

Thank you for all your replies and advice. I don't know how DWP got it wrong? She was under the assumption she was born in 1944. Her driving license even says so! Don't know when the discrepancy was made but it must have been a long time ago! Received her birth certificate today and she was definitely born in 1942. Just got off the phone with DWP and they are going to process the claim, once we provide said document. Strangest thing that has ever happened in my family! Mum's taking losing two years of her life very well! :rotfl:

Dani1987

Mum's sister looking into family trees etc and found the date of birth of my Mum being 1942 and not 1944. Just received her birth certificate from the General Register Office and it confirms 1942 as her birth year.

Grey_Critic

DWP are the only people who can answer your question. Could be they already know from when her N.I number was issued. We can only express our opinion - which is not really worth much compared to the DWP rules.