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Help /Advice Tackling Debt
Jambels14
Posts: 4 Newbie
Hi,
Can anyone advise/help?
I have 3 debts which I have been trying to clear over the past couple of years.
I am in a better financial situation to pay them off as now in paid employment and no longer a student and my partner is now in paid employment after being made redundant.
However I am really struggling to get loans to clear the debts to help consolidate the amount and pay more off quicker.
My debts - PRA started £5029 now £3856 default 29/04/14, Halifax Started £3499 now £2376 default on 04/02/13 and one I didn't realise I had was Santander £1425.
I am worrying what will happen when it gets to 6 years.
My credit scoring is very low.
Any advice on what I should do next or how to become debt free?
Many Thanks
Can anyone advise/help?
I have 3 debts which I have been trying to clear over the past couple of years.
I am in a better financial situation to pay them off as now in paid employment and no longer a student and my partner is now in paid employment after being made redundant.
However I am really struggling to get loans to clear the debts to help consolidate the amount and pay more off quicker.
My debts - PRA started £5029 now £3856 default 29/04/14, Halifax Started £3499 now £2376 default on 04/02/13 and one I didn't realise I had was Santander £1425.
I am worrying what will happen when it gets to 6 years.
My credit scoring is very low.
Any advice on what I should do next or how to become debt free?
Many Thanks
0
Comments
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Have you tried applying for a money transfer card? Try a 'soft' eligibility checker first.
Edit: And welcome to the forum
I work within the voluntary sector, supporting vulnerable people to rebuild their lives.
I love my job
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Visit the DFW boards below. They will help you look at your finances and clear the debt more quickly.0
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I have applied for credit cards and loans and get declined.0
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sorry where do I find the DFW boards?0
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https://forums.moneysavingexpert.com/forumdisplay.php?f=76sorry where do I find the DFW boards?I work within the voluntary sector, supporting vulnerable people to rebuild their lives.
I love my job0 -
0
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