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Tenancy agreement query

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Comments

  • franklee
    franklee Posts: 3,867 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    Debt_Free_Chick wrote: »
    I pay £14 pm for tenant's insurance - hardly expensive.

    I pay half that by finding my own insurance. It is best to shop around for the contents insurance rather than use one offered by an agent. The agent is just selling insurance to get commission and their deal is normally expensive.
  • Guy_Montag
    Guy_Montag Posts: 2,291 Forumite
    1,000 Posts Combo Breaker
    franklee wrote: »
    I pay half that by finding my own insurance. It is best to shop around for the contents insurance rather than use one offered by an agent. The agent is just selling insurance to get commission and their deal is normally expensive.

    Who with? Or with whom?
    "Mrs. Pench, you've won the car contest, would you like a triumph spitfire or 3000 in cash?" He smiled.
    Mrs. Pench took the money. "What will you do with it all? Not that it's any of my business," he giggled.
    "I think I'll become an alcoholic," said Betty.
  • franklee
    franklee Posts: 3,867 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    Guy_Montag wrote: »
    Who with? Or with whom?

    Currently with Zurich (normal household contents insurance that works for tenants and covers the landlords contents also IIRC plus personal possessions outside the home and removals handy as tenants move a lot also covered in that price) but I used a broker to find the deal. I should think going to a broker is the best idea.
  • doglover_3
    doglover_3 Posts: 21 Forumite
    That's a good point, we are Landlords at moment and since our property is fully furnished we have full cover for building and contents but never thought about tenants personal things i am not sure if ours covers them i will have to enquire but i would think tennants would have to have their own cover for their personal things such jewellery laptop etc. When we were tenants ourselfs we were told to get our own cover thought the property was furnished.
  • Iamthesmartestmanalive
    Iamthesmartestmanalive Posts: 681 Forumite
    It'll be too cover themselves more than likely

    If you damage the flat through contents related issues its your own fault for ignoring the contract and they would fall back on that in court
  • dunnomate
    dunnomate Posts: 67 Forumite
    Where's the best place for this type of insurance ?

    cheers

    simhar
    No Links in Signatures by Site Rules - MSE Forum Team 2
  • Debt_Free_Chick
    Debt_Free_Chick Posts: 13,276 Forumite
    10,000 Posts Combo Breaker
    franklee wrote: »
    I pay half that by finding my own insurance. It is best to shop around for the contents insurance rather than use one offered by an agent. The agent is just selling insurance to get commission and their deal is normally expensive.

    I did find my own. And the agent - who, judging by the posts about other agents here is "one in a million" - made no attempt to offer any insurance of any kind. Didn't even surreptitiously "slip a leaflet" into any of the paperwork ;)

    Clearly .... I didn't do enough research ;) But I'm not unhappy about what I've got. Or should I post about "rip-off Britain" on the Vent Board ..... :rotfl: ;)
    Warning ..... I'm a peri-menopausal axe-wielding maniac ;)
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