Solicitors credit check

Stacybenzxx

I received an email alert to say a credit check had been run on me, I am currently in the process of securing a mortgage with a building society however the credit check was done by my solicitor. When I called to enquire he said it was just something they do. Does anyone know why? Why would my solicitor run a credit check when the bank has already done so?
Thank you

kuratowski

It's an identity check, not a credit check, but they do use the credit reference agencies to do it. Your solicitor is required by law to check your identity (and, when you think about it, it is a good idea for everyone involved, to help to prevent fraud).

Hope your move goes smoothly!

Stacybenzxx

Thank you for taking the time to explain it to me, if only my solicitor did the same

CakeCrusader

Stacybenzxx wrote: »

Thank you for taking the time to explain it to me, if only my solicitor did the same

It usually says that they will check your identity in your client care letters (they would have asked to see your passport or a batch of utility bills). It's nothing to worry about.

PRAISETHESUN

Stacybenzxx wrote: »

I received an email alert to say a credit check had been run on me, I am currently in the process of securing a mortgage with a building society however the credit check was done by my solicitor. When I called to enquire he said it was just something they do. Does anyone know why? Why would my solicitor run a credit check when the bank has already done so?
Thank you

It will be a "soft" identity search - it will not be seen by lenders and will not affect your ability to get your mortgage. No need to worry! :beer: