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Post Office Mortgage with Free conveyancey question?
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Cart3rlfc
Posts: 5 Forumite
Hello,
Been looking at mortgages available to me, and just wondering if anyone here has had a post office mortgage with the 'free conveyancey'
What's the service like, and how much did you end up paying with all the extra fees?
Unsure if I should go with the the free conveyancey or the £400 cashback option! Thanks
Been looking at mortgages available to me, and just wondering if anyone here has had a post office mortgage with the 'free conveyancey'
What's the service like, and how much did you end up paying with all the extra fees?
Unsure if I should go with the the free conveyancey or the £400 cashback option! Thanks
0
Comments
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A conveyancer which I have chosen and is working in my interest or a conveyancer who will be assigned to me and will try to get things done as cheaply & quickly as possible because the Post Office is paying as little as possible.
I know which option I would go for!0 -
what are the terms of the offer?
* can you choose your solicitor and get the bill paid by PO, or do they assign one?
* what is included/excluded in 'free' conveyancing? Is there a cap (ie on hours spent)?
* does it cover leaseholds (if relevant)? Unregistererd? acting for both you and lender?0 -
Trying to save a couple of hundred quid on fees for the ONLY professional who is actually on your side, in the whole saga of spending hundreds of thousands...?
Seems a false economy to me...0 -
The vendors we're buying from have a Post Office Mortgage and use their solicitors and it's been a nightmare! It took over a week for them to be assigned a solicitor after they agreed their purchase. It took 8 weeks for us to get a draft contract from them. We have spent a long time waiting for them!
Personally I'd choose my own solicitors and get cashback, but I can see the appeal if you don't have a solicitor up your sleeve so to speak.0
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