Old account with overdraft

Brydson86

Hi guys

I recently closed my Clydesdale account as I wasn't using it all and couldn't afford to pay off the overdraft. Thanks to a money transfer credit card I've now paid it off and closed the account.

For many many months I was putting £20 into the account to stop it from going over the overdraft. I had 3 separate charges coming off - debit interest, an account fee and an overdraft fee. Stupid I know.

I was wondering if it would be possible to claim these charges back? Does anyone know?

[Deleted User]

No it's not.

It would have been part of the agreement with you having the overdraft and the account

badger09

Brydson86 wrote: »

Hi guys

I recently closed my Clydesdale account as I wasn't using it all and couldn't afford to pay off the overdraft. Thanks to a money transfer credit card I've now paid it off and closed the account.

For many many months I was putting £20 into the account to stop it from going over the overdraft. I had 3 separate charges coming off - debit interest, an account fee and an overdraft fee. Stupid I know.

I was wondering if it would be possible to claim these charges back? Does anyone know?

On what grounds?

Brydson86

I'm not sure, some kind of legality, customer care. I guess I'm onto plums but thought I'd ask.

Willing2Learn

It is likely that you had agreed to the (paid) interest and fees when you accepted the terms and conditions. Do you have a copy of the old t&c's that you can check against?

Brydson86

No I don't think so mate. I just got sent 5 years worth of statements today though 😂