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Originally Plevin only now ruled in my favour
Comments
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Aren’t you a cheerful soul 🥴
Just being realistic, the bank has the right to refer an adjudicator decision to the ombudsman (as you have if it had been the other way around) if they so wishSam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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.Just being realistic, the bank has the right to refer an adjudicator decision to the ombudsman (as you have if it had been the other way around) if they so wish
I was only joking!
Yes, I guess they may we’ll do that.
They must consider the value of the potential pay out, when deciding to challenge the decision?
If it’s not a large pay out then it mightn’t be worth the time/hassle/ challenging it?0 -
It'll be challenged only if the Bank are sure they have acted correctly in rejecting your complaint in the first place.They must consider the value of the potential pay out, when deciding to challenge the decision?
If it’s not a large pay out then it mightn’t be worth the time/hassle/ challenging it?
The size of the payout is largely irrelevant, they have to pay the FOS fee in any case.0 -
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I was only joking!
Yes, I guess they may we’ll do that.
They must consider the value of the potential pay out, when deciding to challenge the decision?
If it’s not a large pay out then it mightn’t be worth the time/hassle/ challenging it?
Unlikely, as money says, they will already have had to pay the fee (hence why so many low values ones are auto-payments) so might as well reject it if they genuinely disagree with the outcome. Or they might pay, who knowsSam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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Thanks for the feedback guys.
I will keep you updated.0 -
UPDATE ~ I received a letter today from Canada Square Operations (who bought Egg Banking) saying that they have upheld my complaint and will be refunding my premium payments and 8% interest.
A cheque for £1,700.00 is on its way in 20 days.
Already had £1,200.00 for Plevin ruling, so overall a good result from this one.0
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