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credit rating
george_oakes
Posts: 2 Newbie
after bankruptcy i am currently trying to improve my credit rating.bankruptcy started nov 14 discharged nov15. in 2011 i took out a credit card and after failing to pay owed a total of £890.this was one of my debts when i went into bankruptcy. the debt is still on my rating but shows a default on the debt every month in red since my last payment was made before bankruptcy.this looks bad i do understand the debt was left unpaid but why does it carry on showing a default up to present day. i have spoken to them and they state it will remain for six years. should it still show a default every month ?
0
Comments
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It’s correct and will drop off 6 years from the date the default was first applied.
Ignore your credit score/rating as it’s not real0 -
agreed with above - just to add the bankruptcy marker will also be there for 6 years from date it was created0
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