Dolly's Dwelling Dreams..........

[Deleted User]

Hey everyone,

I am starting this diary now as my journey to becoming a homeowner is my main focus right now.

I won't be able to start saving until January 2019 but I wanted to start thinking about the plans now as it is going to take me around 5 years to save enough to get a mortgage.

Dxxx

[Deleted User]

£12754.09 - Starting Debt
£12364.09 - Debt Repaid
£390.00 - Remaining Debt

I will officially be debt free on Friday!

Update
I did it - paid off all my debt on 30th November 2018 :j:j:j

Dxxx

[Deleted User]

My Home Fund
£1200.00 - 01.04.19
£200.00 - 01.05.19
£200.00 - 01.06.19
£200.00 - 01.07.19
£200.00 - 01.08.19
£200.00 - 01.09.19
£200.00 - 01.10.19
£200.00 - 01.11.19
£200.00 - 01.12.19
£200.00 - 01.01.20
£200.00 - 01.02.20
£200.00 - 01.03.20
_________
£3400.00
_________

I will get a H2B ISA in April with an initial deposit of £1200 then will add the £200 per month to that, this will be a total of £3400 saved in 2019/20.

Dxxx

[Deleted User]

£200 - April
£200 - May
£200 - June
£200 - July
£200 - August
£200 - September
£200 - October
£200 - November
£200 - December
£200 - January
£200 - February
£200 - March
_________
£2400.00
_________

Emergency Fund
Will work on this to bring my total upto £3400.00 for the year.
_________
£1000.00
_________

Dxxx

[Deleted User]

£200 - April
£200 - May
£200 - June
£200 - July
£200 - August
£200 - September
£200 - October
£200 - November
£200 - December
£200 - January
£200 - February
£200 - March
_________
£2400.00
_________

Emergency Fund
Will work on this to bring my total upto £3400.00 for the year.
_________
£1000.00
_________

Dxxx

[Deleted User]

£200 - April
£200 - May
£200 - June
£200 - July
£200 - August
£200 - September
£200 - October
£200 - November
£200 - December
£200 - January
£200 - February
£200 - March
_________
£2400.00
_________

Emergency Fund
Will work on this to bring my total upto £3400.00 for the year.
_________
£1000.00
_________

Dxxx

[Deleted User]

£200 - April
£200 - May
£200 - June
£200 - July
£200 - August
£200 - September
£200 - October
£200 - November
£200 - December
£200 - January
£200 - February
£200 - March
_________
£2400.00
_________

Emergency Fund
Will work on this to bring my total upto £3400.00 for the year.
_________
£1000.00
_________

Dxxx

[Deleted User]

Buy my forever home :heartpuls

Dxxx

[Deleted User]

I did start a diary here before quite a while back but a lot has changed since then.

Split with my ex who I had been with for 17 years and at the ripe old age of 35 that was really my whole adult life.

Anyway but of a shock to the system and a massive adjustment to life.

I have moved back in with my Mum who has been an absolute angel and allowed me to stay there rent free while I pay off my debt.

This year I have paid off £12364.09, another £390 to pay then I am done.

I did try to apply for a council house but it just said don't bother if you have a room in your house and are not in complete dire straights so I thought you know what I am going to buy my own place, there is no reason I cannot do it.

Dxxx

FIREdoc

Wow Dolly, can't imagine how excited you must be for Friday! That's awesome!

[Deleted User]

Thank you FIREdoc - I am sooooooooo excited.

Cannot wait to make those payments.

As soon as the payment clears the Barclaycard account is getting closed down, I have no need for a credit card with a £12,500 limit :money:

Dxxx