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Credit file wrong????
Comments
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yes i guess so, but at no fault of my own it seems vindictive as the other accounts were not paid in full but written off , closed and marked as settled, just seems someone has taken it personally, its Link financial who want to make it a noose round my neck as they bought the debt from RBS and it is only £1024, strange how one in six creditors want to hang you , never mind eh
DCAs are notorious for doing this so it's not really surprising.0 -
Yes seems that way, never dealt with any before, will pass it to the ombudsmen anyway, I have nothing to lose , its either closed or its not, if its closed and as they say they want to report accurate informatiion then they need to mark it as closed as it says in there letters , appreciate your input, thank you0
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Or pay the debt that's owed and get the account marked as closed/settled?0
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Given you will never work again and need permanent care and are on the associated benefits, is it really a major issue to have your credit file marked as defaulted anyway? You won't really get much in the way of credit in the future anyway so it's not really a major issue worth stressing over.
Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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My thoughts exactly, forget about all this and enjoy your life as best you can.Given you will never work again and need permanent care and are on the associated benefits, is it really a major issue to have your credit file marked as defaulted anyway? You won't really get much in the way of credit in the future anyway so it's not really a major issue worth stressing over.0
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