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First Credit card as a student
ellie_4545
Posts: 1 Newbie
in Credit cards
I'm 18, a student, and I've never had a credit card before. I'm looking for one solely to build up a credit score for the future. I don't intend to buy a lot on the card and will definitely be paying it off every month. As a student, I have very low income (apart from my loan). I have 2 questions:
1. Can I put my student living loan down as my income?
2. Should I get a 'student credit card' or a normal credit card?
Thankyou!
1. Can I put my student living loan down as my income?
2. Should I get a 'student credit card' or a normal credit card?
Thankyou!
0
Comments
-
Try either your own bank or a sub prime provider. Check with whoever you apply to what they accept as income.
Ignore the pretend credit scores. You're looking to build good credit history, rather than a made up number.0 -
Yes go with your own bank first, having a history with them will help. If you are paying off in full each month the APR won't matter so consider a sub prime card to build your credit history. xxxxxxxxxxx0
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