Anything which didn't go down in the Oct 2018 crash?

atush

There are some trusts and funds that actually made money during the financial crisis crash incl ruffer and world healthcare trust.

So look back and see what a real crash is, and learn.

Audaxer

Prism wrote: »

I can't speak for Apodemus but the usual suspects are all doing pretty well this year. In the financial year Fundsmith and Lindsell Train GE are up about 12%, Scottish Mortgage around 7%. My best performing fund is a healthcare tracker at almost 20% gain.

Yes, but I think these are mostly growth funds rather than funds that would produce dividends in the region of 4.5%. As far as I'm aware most of the equity income funds that yield around 4% or more did not show much if any growth in the last 6 months.

Linton

If we take the period of the past 3 months about 150 of all the OEIC/UT funds on trustnet out of 3500 made a profit. Looking at equity funds only the figure is 43 out of 1739, the most well represented sector seems to be Latin America.

Lindeell Train Global Equity and Fundsmith have been mentioned as well performing funds. However over 3 months LTGE is down 5% and Fundsmith down 6%.

Lets now look profitable funds in past 1 year:
All funds:678
Equity funds: 425

And 3 years:
All funds:2951 out of 3033.
- Median(Return of 1516 th fund):7%/year

Equity funds:1515 out of 1540.
- Median(Return of 770th fund): 10%/year


The point being is that how funds performed over the past 3 months is irrelevent.

seacaitch

dunstonh wrote: »

What you are going to be like in a real crash or depression?

Having read this script a number of time before I know the answer to that:

Bluntly, unless some radical enlightenment occurs, the OP will be selling their last tranche of stocks to me and a few other people right at the very bottom. I'll wait for the "finally sold out" post as my buy signal.

Harsh but likely true.

Mnd

I poster on here will advise you to put it all in bit coin. .the other 50000 wont

RomfordNavy

Economic wrote: »

Gold! I bought gold at the end of September and beginning of October then sold at the end of October and beginning of November. A 4% profit in a month is reasonable when everything else is going down! However, in the long run, equities will beat gold and other assets. If you want stability then equities are not for you.

Interesting, so what indicators did you see to make you buy Gold at that time?

RomfordNavy

Thrugelmir wrote: »

Perhaps the market had got ahead of itself. Don't lose sight of the fact that companies actually have to deliver to expectations. Buying into a "market" is far from being a guaranteed return.

What would be interesting would be to identify some marker relating to whether the market is currently over or under valued which could help with buying decisions and potentially prevent buying in just before a downturn.

dunstonh

RomfordNavy wrote: »

What would be interesting would be to identify some marker relating to whether the market is currently over or under valued which could help with buying decisions and potentially prevent buying in just before a downturn.

There is no such marker. If there was, then everyone would just be pulling out when that marker hits the trigger point.

Some people look to long term averages and when they start getting ahead of the long term average, they may act. However, the problem with that is that it can be above the long term average for years and if you pulled out early, you would miss all that extra growth. And when the drop does come, it may drop by less than the point you pulled out.

For vast majority of people, returns end up better by trying not to time the market and just leaving it in place and punching through the negative period and coming out the other side.

RomfordNavy

Audaxer wrote: »

If your portfolio is up 6% from April after having taken 4.5% in dividends that is a excellent return in what has been a fairly flat period for the main markets. As it is much better return than my income portfolio, I'd be interested to know what sort of funds you hold.

As would I, they sound interesting.

RomfordNavy

seacaitch wrote: »

Having read this script a number of time before I know the answer to that:

Bluntly, unless some radical enlightenment occurs, the OP will be selling their last tranche of stocks to me and a few other people right at the very bottom. I'll wait for the "finally sold out" post as my buy signal.

Harsh but likely true.

No intention os selling these for the next ten years unless the situation changes substantially. Just questioning the viability of putting more money into the same funds, wouldn't want to throw good money after bad in the hope that one day it will all recover which of course is never guaranteed.