PCP and Car Fire

AdrianC

It's a five year old car. If there was a manufacturing fault, it would have caught fire long ago - so, no, BMW have no liability. Nor can you prove any liability on the part of the dealer who've been maintaining it.

The insurance will pay the market value to the finance company. The rest would have been settled by gap insurance.

neilmcl

mareen7 wrote: »

Sorry, should say around 6 months/5,000 miles - which is their cycle.

You sure about that.

foxy-stoat

Has the insurance company made an offer already?

Wait until they do, then try and negotiate with them - you will have to finance the difference yourself.

Buy a cheaper car next time, or take out GAP insurance.

mareen7

Thank you for this.

This car did breakdown on the motorway last December and had the EGR value replace free of charge by BMW road assistance - 11 months later it catches fire. What are the odds that EGR value was at fault here?

AdrianC

mareen7 wrote: »

This car did breakdown on the motorway last December and had the EGR value replace free of charge by BMW road assistance - 11 months later it catches fire. What are the odds that EGR value was at fault here?

Not particularly high.


If it'd been badly replaced, it would have been an issue within the eleven months.

The EGR valve merely allows gas from the exhaust into the inlet to reduce certain emissions. They've been almost ubiquitous on cars for a decade or more, but they go back far longer than that - to the 70s, at least. There's nothing there that's inherently more or less likely to catch fire than anything else hot under the bonnet.

parking_question_chap

Seems like you are just trying to find a scape goat for not having gap insurance.

Clutching at straws - no pun intended.

mareen7

parking_question_chap wrote: »

Seems like you are just trying to find a scape goat for not having gap insurance.

Clutching at straws - no pun intended.

I am really not finding a scape goat here. All i pointing to is that the only problem i have ever had with this car was when it broke down on the motorway due to EGR value clogging up and needed to be replaced. In this thread people have mentioned the EGR so i asked what are the odds? At the current state I don't think BMW will be able to see what caused the fire because everything is pretty much melted and whatever evidence they need could have fell off in the towing process! When the car burnt - it burnt the road tarmac and a lot of car was left at the scene as it could not be removed due to it getting stuck alongside tarmac.

AdrianC

mareen7 wrote: »

When the car burnt - it burnt the road tarmac and a lot of car was left at the scene as it could not be removed due to it getting stuck alongside tarmac.

Your insurer will be covering the resurfacing bill, then.