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Experian wrongly Reported CCJ thats not mine
john232038
Posts: 5 Forumite
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Comments
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Common sense would suggest that the £200 on offer is probably worth going for.0
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You Obviously work for Experian
: JK0 -
john232038 wrote: »I believe it had much more of a financial cost than what they're offering.
If you believe this then send them proof of it and I imagine that they will up their offer.
I also think they have made you a fair offer (and, before you accuse me as well, I do not and have never worked for them).0 -
john232038 wrote: »You Obviously work for Experian
: JK
Tell someone something they don't want to hear and you're automatically a shill for the firm lol
Document what you feel your losses are and present them. There is no guarantee you'd have got the best rates for loans or cards etc without the CCJ as you say so I'm not sure how you plan to quantify your losses?Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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john232038 wrote: »You Obviously work for Experian
: JK
No, you were offered sensible advice.
If you want more you will have to substantiate your losses. Can you do that? I am sure that, if they were substantial that you would have notice and picked up on this sooner.0 -
£200 was more than substantial.
Surely at the time of being given loans with a higher APR you would have wondered why 2 years ago and checked your credit file back then?0 -
thanks for the reply0
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well I found out that they went on when I was 18 so I never knew any different0
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sorry what i meant to say is they were on since i was 18 but i have just found out so would have never new any diffrent0
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