Hit while in queuing traffic

northwest1965

I was hit yesterday while in a queue. The lady said her foot slipped.
I took the car for a quite and it's £250.
I am self employed & need my car, but to save them money, I could have the work done in January while I am away. I have asked them to pay the body shop now though.
As of now they haven't done so. To cover myself, how long should I leave it before contacting them again?

Quentin

If they haven't done as you requested, then give them a short deadline, failing this you will contact their insurer

You could consider just approaching their insurer now.

Assuming liability is clear cut then they will provide a replacement car whilst repairs are carried out (if they won't you can hire your own and pursue them to reimburse your costs along with your other uninsured items, or consider using a claim handling company to deal directly with the third party insurer.

csgohan4

IMO I would never ask the third party to pay privately, go through your insurers.


You can't control what they will do, at least through your insurers you know it will be done, nor will they short change you

northwest1965

The cash didn't materialise so am going through my insurance company. On checking the.gov site, it turns out that they have no tax on the car. Will the insurers pick this up?

Aretnap

northwest1965 wrote: »

The cash didn't materialise so am going through my insurance company. On checking the.gov site, it turns out that they have no tax on the car. Will the insurers pick this up?

Probably not, and if they do it's irrelevant to your claim.

northwest1965

Aretnap wrote: »

Probably not, and if they do it's irrelevant to your claim.

Was more concerned that there's a t&c on insurance that it has to be taxed & mot

OnanTheBarbarian

Any issues the third party has with not having tax etc will not prevent you having a successful claim against them/ their insurer. It would be up to the third party insurers to pay your claim and then hose their own policyholder down for any costs or fees they feel are appropriate due to breach of policy terms.