Financial dissociation???

Kirloud

Hi, hoping for some advice from anyone who can help!!
My partner and his ex have a joint mortgage, they haven’t been together for 9 years, and no one has lived in the property for 7 years. My partner pays the mortgage every month and has done since they split up!
His ex won’t let him have a key for this house, her stuff is still i despite her living elsewhere for the past 7 years and she is refusing to assist him to get the house sold or either one take over the mortgage. (This is another issue for another forum!)

My question actually is can he get financially dissociatated from her even with a joint mortgage, if he can prove he pays it himself? Her credit is badly affect his and we have been turned down for finance for a car (first world problems and all that I know!).

Any advice???

[Deleted User]

No

If the mortgage is in joint names then both parties are responsible and therefore finically associated.

Her credit may not be the sole reason why you car finance was turned down either

Kirloud

Thank you, the finance company we dealt with basically told us it was to do with a connection as his credit score is good (I’m aware credit score means nothing though really!) we appealed the decision and then spoke to someone else who told my partner he could dissociate....thank you though, appreciate that

[Deleted User]

No. CRA scores are completely irrelevant.

They cannot say it was due to a financial association.