We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

3 years of breakdown cover for a car I dont own

2»

Comments

  • Thank you all for your comments. Yup, I need to read my mail properly and check my banking more thoroughly!
    I phoned AA who were unable to offer any refund for previous years as well as this year as I'm out with my cooling off period but they have updated my details and removed auto renew. And since I've been a member for so long, I'm now a gold member with free cover for a set of keys too :rotfl:
  • ElefantEd
    ElefantEd Posts: 1,239 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Greeen Flag ask if you want to auto-renew or not. At least, they asked me when I phoned up to renew (unautomatically).
  • Jackmydad
    Jackmydad Posts: 9,186 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thank you all for your comments. Yup, I need to read my mail properly and check my banking more thoroughly!
    I phoned AA who were unable to offer any refund for previous years as well as this year as I'm out with my cooling off period but they have updated my details and removed auto renew. And since I've been a member for so long, I'm now a gold member with free cover for a set of keys too :rotfl:
    I'd be very tempted to have a go and see what they'll knock off at the time of the next renewal.
    I've just followed the MSE advice, and gone with "AutoAid"
    https://www.moneysavingexpert.com/car-insurance/breakdown-cover/
  • System
    System Posts: 178,434 Community Admin
    10,000 Posts Photogenic Name Dropper
    Thank you all for your comments. Yup, I need to read my mail properly and check my banking more thoroughly!


    For a great many people this is one of the most money saving things they could do. At least now you've learned a lesson which could've been more expensive and are very unlikely to repeat it.


    I've always had breakdown which covers the person rather than the vehicle which would mean at least I'd still have cover in such a situation. It has proved invaluable because whilst I can't ever recall the last time my car broke down and I needed to call them out I have been in the situation where I've been in someone else's car, it has broken down and they've not had any cover.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Always pay for AA/RAC breakdown policies using annual Direct Debit & not debit/credit card, after payment has been taken, you can cancel the DD, much easier than calling them up & cancelling the CPA.
  • System
    System Posts: 178,434 Community Admin
    10,000 Posts Photogenic Name Dropper
    Always pay for AA/RAC breakdown policies using annual Direct Debit & not debit/credit card, after payment has been taken, you can cancel the DD, much easier than calling them up & cancelling the CPA.

    Cancelling a DD once you've got past the 14 day cooling off period following an automatic renewal won't stop the policy but will see you getting a letter demanding full payment of the outstanding balance for that year.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.5K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.5K Spending & Discounts
  • 247.4K Work, Benefits & Business
  • 604.3K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.