We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
IMPORTANT: Please make sure your posts do not contain any personally identifiable information (both your own and that of others). When uploading images, please take care that you have redacted all personal information including number plates, reference numbers and QR codes (which may reveal vehicle information when scanned).
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
County Court Letter Arrived
Elipsis
Posts: 21 Forumite
Hi all
I have posted on here a few times about this as it's been ongoing and was told if I got the county court letter through then to post again, so here I am!
So back in 2016 I had an accident and my car was badly damaged. The entire front end was smashed in. It happened outside a pub near work and it just so happened that my employers owned that land. Next to the pub was a garage. The garage said I could leave it there until someone came out for it. Someone was coming out to it the next morning, but suddenly I got a call from the garage saying they would be closed and I had to move my car immediately. So I just put it in the car park overnight until the collectors came for the car.
About 6 months later I started getting debt collectors and solicitors emails. I was moving house around the time of the accident, so the fine must have gone to my old address as I was changing over my details on DVLA. The thing is, my car was not safe to be on the road, it was clear from looking at it that the front end was smashed in and it was undrivable. I could not appeal it because by the times they got my new address and I knew anything about it, the deadline had passed.
I've spoken to my employer who told me they ended the contract with UKPC in November 2015. I got the PCN in January 2016.
How should I word my defence? I have never had to do anything like this before and I have a newborn, I just can't think clearly for this stress.
I have posted on here a few times about this as it's been ongoing and was told if I got the county court letter through then to post again, so here I am!
So back in 2016 I had an accident and my car was badly damaged. The entire front end was smashed in. It happened outside a pub near work and it just so happened that my employers owned that land. Next to the pub was a garage. The garage said I could leave it there until someone came out for it. Someone was coming out to it the next morning, but suddenly I got a call from the garage saying they would be closed and I had to move my car immediately. So I just put it in the car park overnight until the collectors came for the car.
About 6 months later I started getting debt collectors and solicitors emails. I was moving house around the time of the accident, so the fine must have gone to my old address as I was changing over my details on DVLA. The thing is, my car was not safe to be on the road, it was clear from looking at it that the front end was smashed in and it was undrivable. I could not appeal it because by the times they got my new address and I knew anything about it, the deadline had passed.
I've spoken to my employer who told me they ended the contract with UKPC in November 2015. I got the PCN in January 2016.
How should I word my defence? I have never had to do anything like this before and I have a newborn, I just can't think clearly for this stress.
0
Comments
-
Is that now three threads we have on this saga, or is it four?
Please ask a board guide to merge all the relevant threads.
One incident - one thread.0 -
How do I find a board guide?0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.8K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.8K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards