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MSE Credit Club addresses in wrong order
rumpetroll
Posts: 117 Forumite
I've just noticed the information on the Experian report in the MSE credit club is wrong compared to what is actually in my settings on the CC. I have my addresses set up correctly so current address is where I'm living, previous address 1 is my last house etc, but when I go in to the experian report and then in to Personal Information these addresses are backwards so it's saying my current address is the house I lived in 6 years ago and works backwards up to where I'm actually living.
Does anyone else have this issue and is this likely to affect what score etc it shows for me?
Does anyone else have this issue and is this likely to affect what score etc it shows for me?
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Comments
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Nothing affects your score as it's not real number.
Email the Credit Club team and ask them to correct the order if it bothers your OCD that much
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It won't affect the made up score but might affect lending, who knows. I'd get it corrected, confirm with the local council you are registered to vote etc
Check Noddle and ClearScore as well, see if they have the right details as this information is provided by them to lendersSam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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@Gary - Well things obviously affect the score, I never said I cared what it was or that it has any real world use but it's not just randomly generated. I was mostly just curious as to whether this bug was happening to others or just me.
@Nasqueron - Thanks, yes it was actually my Mortgage Broker that noticed it when I sent over the credit report to him and said it could possibly affect things, although given that it's probably the MSE club that is sending over the data incorrectly I would assume when I lender does a check they will send over the data correctly.0 -
Why don't you take a look at your statutory report direct from Experian? It is free! That way, you will know for sure how the addresses are ordered. I work within the voluntary sector, supporting vulnerable people to rebuild their lives.
I love my job
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rumpetroll wrote: »@Gary - Well things obviously affect the score, I never said I cared what it was or that it has any real world use but it's not just randomly generated. I was mostly just curious as to whether this bug was happening to others or just me..
They don't affect the "score".
And it is just randomly generated - no one sees or cares for them0 -
Ok, thanks for your help and being such a delight0
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