Moving from parents into new house - have to buy everything

Fire_Fox

Which? magazine June 2018, washing machines: John Lewis JLWM1407 78% £380, Bosch WAN28201GB 76% £380, Zanussi ZWF81463W 73% £320, Beko WTG741M1W 70% £230.

Which? magazine October 2018, tumble dryers: Blomberg LTS2932W 72% £400, Beko DCB93166W 68% £310, Beko DTGC7000W 68% £230, Hoover Dynamic DXH9A2TCE-80 66% £370.

DigForVictory

Son moved out & "had to buy" a lot. He can't drive, I can, so we went on a tour of charity furniture shops & he's now got a bedframe older than I am but of even more enduring functionality & looks.

We also got a chest of drawers, mirror & so forth at the same place with change from £100. He has nicer kit and more money than his flatmates who went wild in IKEA.

In all MS honesty, don't buy new (with the exception of child car seats, & mattresses) as you can get better made, better lasting, easier to refurbish when your tastes & needs change furniture with a bit of patience and hunting elsewhere.

Is anyone else saying "must have new"? And is this a discussion you are willing to get into or is opening the wallet a way of putting off rows?

Please, give furniture a new home with you, let your family "declutter" onto you (so they can upgrade themselves guilt free if they wish), scheme to furnish the place for under a thousand & put every penny saved towards the mortgage?

mihaicraciunph

Money-wise we've still got savings and about £5k to spend on this.
We still plan on overpaying mortgage as much as we are allowed and still have enough savings aside for "emergency".
I plan on putting it all on my Amex Gold to get the points, then move it onto my Barclaycard or MBNA card as I constantly receive balance transfer options (I think one of them offers no-fee, but I can't remember which one), then pay gradually. Even if we have the money now, I'd be more comfortable keeping the money somewhere and then pay off the furniture (that'll be on the 0% credit card).

I'm not necessarily stuck on the idea of buying new.
I was looking for new appliances because i'm just not sure how other people have used theirs in the past - and sofa because I found one i really like, although if i were to find the model I like (Cedar at Sofology) on eBay or gumtree used i would definitely go for it.

Bed-frame I'm not too bothered, but I do want a good mattress. My current mattress is so uncomfortable I always wake up tired and in pain. I also found a beautiful dining table on Ebay. We do use a dining table so I definitely want one, although just a small one that can be extended.

I am planning of using my 8% off Argos and Currys vouchers from work, as well as get cash-back on as much as possible.

getmore4less

£5k are you mad, you can kit a place out for £1k with the essentials.

Take all the handmedowns you can get.


There are some good deals on garden furniture at this time of year

Table/chairs to eat off great as a starter set to be upgraded later and relegated to the garden, check out a Homebase that is closing if you have one near you.

mihaicraciunph

anyone used something like the trade secret warehouse? There's one in Banbury which is quite close to us

Towser

Will you be getting yourself into debt for this? Are you mad?

I found when backpacking around the world all you really need is a a rucksack full of stuff.

I have not got into any debt apart from the mortgage. My motto is "spend no money" If you wait long enough everything turns up eventually. Freecycle is great especially for sofas.

Same for our wedding the charity shop was the way to go as well as call in any favours.

All advice given so far is good. If you don't want secondhand white goods AO was good for us. I understand this and mattress new too,

K80_Black

One thing to think about with white goods is the running cost. What you save now in buying a second hand fridge/washer, you may end up paying through your electricity bill in extra electricity if it is not as energy efficient as a new one.

It looks like you have a decent budget to buy everything you'll need new - you may as well just buy the things you want now, instead of getting cheapie things that will only last a few years - it's not money saving in the long run to buy things twice!

mihaicraciunph

Will not go in debt.

I'll have the money for it in a savings account but use a credit card for the points and security, then keep it on a 0% card and pay gradually so I get some interest out of it. I'm also considering just putting in on a credit card then pay it off right away.

I am considering the most energy efficient appliances that also don't cost a fortune. I.e. Won't go for a £899 fridge but a £250 one instead with good reviews, useful functions and decent space for what we need. I am not looking for an excuse to overspend - just a way to save money while still buying the things I want to have in the house. . (I.e. Which retailer offer better warranty, etc)

kev25v6

Ikea, got everything you will ever need

Fire_Fox

If you are buying somewhere you intend to stay for a several years, and you have healthy savings, by all means spend more than someone in their first rental flat.

Do consider spreading the purchases out. Buy (or accept freebies of) things you absolutely need on day one, then live in the house. You may well want to rearrange the furniture, decorate and REdecorate, shop for pieces smaller or larger or a different colour than you initially thought.

BTW getting rid of old furniture or appliances is not expensive. If they are not in charity shop condition, the Council will take them away for a modest fee. Mine will take two appliances for £5, for example. :money: