Non payment of unsecured debts

BoGoF

Take the advice given in the first reply you received in this thread.

bigisi

CRBEN008 wrote: »

Also does that mean when I come to sell the flat they will take the money owed from the equity?

Why do you just keep posting rambling new posts rather than reading and responding to the people who are trying to help you?

Why do you think you should be able to get away with not paying back money you have borrowed? Why should those companies suffer because you can't handle being an adult?

worried_jim

BoGoF wrote: »

Take the advice given in the first reply you received in this thread.

I don't why I bothered! You can lead a horse to water......

CRBEN008

Thank you for your responses.

I have contacted a debt management agency.
They have said that my home is at risk, if I do not pay.

I have been advised to contact each creditor individually and ask for a lower minimum monthly payment due to circumstances.

They can ‘freeze’ the interest for a Druid if time and also reduce the monthly minimum (all discretionary)

I will call each of them today,
Just worried as I don’t no if loan companies will reduce the monthly.
It would be great if I could extend the loan term I.e from 24 Months to 36 months so less monthly payments.
I think they would credit score me ?
Which I would automatically fail.

[Deleted User]

CRBEN008 wrote: »

They can ‘freeze’ the interest for a Druid if time and also reduce the monthly minimum (all discretionary)

Are you a Druid though?

Willing2Learn

CRBEN008 wrote: »

I have contacted a debt management agency.

Just dropped by to make sure you are not paying a debt management agency for advice and support. You can get the same service for free from StepChange...

[Deleted User]

OP is not reading nor responding to posts and help

It's beyond pointless providing advice now

worried_jim

Willing2Learn wrote: »

Just dropped by to make sure you are not paying a debt management agency for advice and support. You can get the same service for free from StepChange...

First bit of advice given in post #2.