RTA no injuries

Katykat

Yesterday, an articulated lorry sideswiped us in our Qashqi. Drivers side of the car is quite a mess and we have informed our insurance company. Neither my OH or myself were injured and there was no “sudden impact” ie, it was more of a slow crush as both vehicles were moving off from traffic lights. The insurance company advised us to go to A&E and I understand the concept of recording it in case of future problems but I can’t in all honesty take up valuable time & resources of the NHS. I’ve spoken to my GP surgery and they said it the normal thing to do. I’m just thankful that we were not injured and want to just get on with things but would there be any legal complications if we did not go for a check over?

Scrapit

You feel ok now but getting a medical check will mean you are covered if anything arises tomorrow etc. Going against advice from medical and insurers is not a great idea.

bengalknights

As long as you are happy that you would have no come back for future claims against the insurer if you suddently did have a issue that was caused by this then its upto you.

AdrianC

Your attitude is eminently sensible, and the insurer are just backside-covering.

AndyMc.....

bengalknights wrote: »

As long as you are happy that you would have no come back for future claims against the insurer if you suddently did have a issue that was caused by this then its upto you.

It's not really true though is it?

If an injury develops over time and someone is liable his can the insurance not cover it?

Ectophile

Your insurance company were probably hoping for a nice fat commission from the claims management company they were going to recommend to you.

Car_54

AdrianC wrote: »

Your attitude is eminently sensible, and the insurer are just backside-covering.

But it’s the OP’s backside they’re covering. If he doesn’t want to burden the NHS he could see a private GP.