Sudden drop in score

BoiledBreadTomatoSauce

Hi all

A few months back I checked my score on Experian and it came back at a healthy 996. In the intervening months I've not missed a payment nor have I applied for any new credit, but a recent check showed my score was down at 973.

I know score isn't the be all and end all but I'm wondering why this happened. Any ideas?

[Deleted User]

Don't worry. The scores are so broadly arrived at that anything can cause a dramatic change. The clocks went back last week, so I would guess that was the issue.

Changes of several hundred points overnight are known.

Just ignore it.

Breadcake

Ignore the score, check your credit report is correct.

DCFC79

BoiledBreadTomatoSauce wrote: »

Hi all

A few months back I checked my score on Experian and it came back at a healthy 996. In the intervening months I've not missed a payment nor have I applied for any new credit, but a recent check showed my score was down at 973.

I know score isn't the be all and end all but I'm wondering why this happened. Any ideas?

Why you concerned, as long as the data is correct then its all good.

AM1985

Hello all - got a separate query but trying to find an active thread on MSE CC (and couldn't find a thread on this). My wife's having trouble logging into the Credit Club, due to some sort of ID validation issues. We know we've put in the correct details - we've just had children so thought maybe that was putting them off (they were expecting zero children?!). But no way we cut it, Experian / CC are not letting us log in. Is it just a matter of contacting Experian? Help greatly appreciated.

DCFC79

AM1985 wrote: »

Hello all - got a separate query but trying to find an active thread on MSE CC (and couldn't find a thread on this). My wife's having trouble logging into the Credit Club, due to some sort of ID validation issues. We know we've put in the correct details - we've just had children so thought maybe that was putting them off (they were expecting zero children?!). But no way we cut it, Experian / CC are not letting us log in. Is it just a matter of contacting Experian? Help greatly appreciated.

Only needed to ask the question once.

[Deleted User]

AM1985 wrote: »

Hello all - got a separate query but trying to find an active thread on MSE CC (and couldn't find a thread on this). My wife's having trouble logging into the Credit Club, due to some sort of ID validation issues. We know we've put in the correct details - we've just had children so thought maybe that was putting them off (they were expecting zero children?!). But no way we cut it, Experian / CC are not letting us log in. Is it just a matter of contacting Experian? Help greatly appreciated.

Already posted here: https://forums.moneysavingexpert.com/discussion/5602438/mse-credit-club-login-issues