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Help to Buy

Danny159
Danny159 Posts: 3 Newbie
in House buying, renting & selling
Hey,

So I got a shared ownership house and used a HTB ISA to do this...

Since then things went wrong and my then partner split up and we had to sell the house and I moved into rented...

My question is... am I able to use any kind of HTB again? As I don't now own a house so am a first-time buyer even though I have had a property before?

Thanks
Dan

Comments

  • da_rule
    da_rule Posts: 3,618 Forumite
    Sixth Anniversary 1,000 Posts
    You can use the Help to Buy equity loan scheme for new builds. Unfortunately, once you’ve owned a property (even if you have sold it), then you will not be a first time buyer.
  • aries_163
    aries_163 Posts: 70 Forumite
    You could use the HTB equity loan scheme for a new build.
    But you can’t get another HTB iSA .
    You also would have to pay the standard rate stamp duty on a future purchase.

    Some lenders may treat you as a FTB (instead of a home mover) regarding interest rates.
This discussion has been closed.
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