Notice of disassocciation & mortgage company

firsttimebuyer0101

I’ve separated from my partner and as I am unable to take over the mortgage fully at the present time I bought him out using a deed of trust in which I paid him money and indemnified him against the debt.

I would like to post a notice of dissociation or correction (whichever I am able to do) with the three main credit agencies so we are no longer financially linked but my question is: will this either notify or allow the mortgage company to find out that he is no longer living here?

I would rather not get them involved if possible as I don't want the hassle and I'm not obliged to tell them as far as I know (solicitor agrees).

What, if any, impact will the notice of disassociation have?

Any guidance appreciated, thanks.

[Deleted User]

If the mortgage is still in joint names, then you won't be able to file a notice of disassociation, regardless of any separate agreements you have with him.

firsttimebuyer0101

I was told that although that is generally true sometimes they will let you do this - or at least post a notice of correction.

[Deleted User]

You can file a notice of correction, but it's unlikely to have any positive impact, although potentially a negative one.