We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Drive other cars question
Comments
-
-
Yes, but I'm anticipating the observation the tax is paid twice for a day.0
-
At the point the seller exchanges it is untaxed. It's their problem they pay for the rest of the day, not yours.
Why is it their problem? It's now someone else's car.
I know they will only get a refund from the end of the month, so will have paid for the rest of the month, not just the rest of the day. But it's a red herring who has paid twice.
My question was at what precise time does the tax cease? What is the car's tax status immediately after the exchange, at 10.31 in my example?
Is it true that tax can only run for complete days, or does it cease at 10.30?This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Buy a car and the tax is paid twice for the month not just a day. Unless they SORN it the last day of the month and you purchase it on the 1st.
For most cars its sub £20.Censorship Reigns Supreme in Troll City...0 -
Clifford_Pope wrote: »
But it's a red herring who has paid twice.
My question was at what precise time does the tax cease? What is the car's tax status immediately after the exchange, at 10.31 in my example?
Is it true that tax can only run for complete days, or does it cease at 10.30?
Answer?
.....................................This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
'their problem' is they've paid tax on a car they no longer own but won't get it (all) refunded.
If the sale is completed at 10.30, at 10.31 the car is now untaxed, even though tax has been paid. Why does it matter?0 -
I think the one time I've used my DOC cover it was to drive an old car worth a few hundred quid at most - so it wasn't a worry that overly concerned me. The same question arises if someone crashes your car while driving with comprehensive cover - who pays the excess? Hopefully it's something you agree on before the event.I'd also be worried that the car being driven under DOC, is not in itself covered for damage, it'll only ever provide Third Party cover.
So whose going to pay to replace/repair your car if they have a fault accident??
It is actually quite possible to get a policy which provides fully comprehensive cover to drive any car - but they're not particularly cheap (but then they're aimed at the sort of person who doesn't generally make buying choices based mainly on price), and you do have to move in certain circles to make the best use of them.0 -
If the sale is completed at 10.30, at 10.31 the car is now untaxed, even though tax has been paid. Why does it matter?
Because the original topic concerned DOC cover and the question of road tax was raised. Someone said that tax could only run to complete days, not to the hour or the minute (as with insurance).
You seem to be suggesting that that is not the case, and that a vehicle licence can cease at any instant without any record or formality other than someone saying "Done" when another offers to buy his car.
As there is unlikely to be any record or documentation of the exact time when such a contract occured, and even if there were, there is no mechanism for registering that fact, then the only evidence that a vehicle is or is not licensed can surely only be the DVLA records?
It just strikes me as a curious vagueness, compared with the precision applied to vehicle insurance timing.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Clifford_Pope wrote: »Because the original topic concerned DOC cover and the question of road tax was raised. Someone said that tax could only run to complete days, not to the hour or the minute (as with insurance).
You seem to be suggesting that that is not the case, and that a vehicle licence can cease at any instant without any record or formality other than someone saying "Done" when another offers to buy his car.
As there is unlikely to be any record or documentation of the exact time when such a contract occured, and even if there were, there is no mechanism for registering that fact, then the only evidence that a vehicle is or is not licensed can surely only be the DVLA records?
It just strikes me as a curious vagueness, compared with the precision applied to vehicle insurance timing.
When you buy/sell a car you are able to change the keeper using an online form instead of sending away the V5C in the post. This updates the DVLA records instantly and the last time i checked the tax status online also went to untaxed almost as soon as it was done.0 -
Which is what has been said. It only becomes untaxed when DVLA are provided with an update.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.4K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604.1K Mortgages, Homes & Bills
- 178.5K Life & Family
- 261.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards

