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Drive other cars question

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Comments

  • unforeseen
    unforeseen Posts: 7,468 Forumite
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    Zorillo wrote: »
    At the point the seller exchanges it is untaxed. It's their problem they pay for the rest of the day, not yours.
    That is the theory. In practice it won't be flagged as untaxed until the DVLA get notification of sale.
  • Zorillo
    Zorillo Posts: 774 Forumite
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    Yes, but I'm anticipating the observation the tax is paid twice for a day.
  • System
    System Posts: 178,431 Community Admin
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    Zorillo wrote: »
    At the point the seller exchanges it is untaxed. It's their problem they pay for the rest of the day, not yours.


    Why is it their problem? It's now someone else's car.



    I know they will only get a refund from the end of the month, so will have paid for the rest of the month, not just the rest of the day. But it's a red herring who has paid twice.
    My question was at what precise time does the tax cease? What is the car's tax status immediately after the exchange, at 10.31 in my example?

    Is it true that tax can only run for complete days, or does it cease at 10.30?
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  • forgotmyname
    forgotmyname Posts: 33,076 Forumite
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    Buy a car and the tax is paid twice for the month not just a day. Unless they SORN it the last day of the month and you purchase it on the 1st.

    For most cars its sub £20.
    Censorship Reigns Supreme in Troll City...

  • System
    System Posts: 178,431 Community Admin
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    But it's a red herring who has paid twice.




    My question was at what precise time does the tax cease? What is the car's tax status immediately after the exchange, at 10.31 in my example?

    Is it true that tax can only run for complete days, or does it cease at 10.30?




    Answer?


    .....................................
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  • Zorillo
    Zorillo Posts: 774 Forumite
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    'their problem' is they've paid tax on a car they no longer own but won't get it (all) refunded.

    If the sale is completed at 10.30, at 10.31 the car is now untaxed, even though tax has been paid. Why does it matter?
  • Aretnap
    Aretnap Posts: 6,108 Forumite
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    Sea_Shell wrote: »
    I'd also be worried that the car being driven under DOC, is not in itself covered for damage, it'll only ever provide Third Party cover.

    So whose going to pay to replace/repair your car if they have a fault accident??
    I think the one time I've used my DOC cover it was to drive an old car worth a few hundred quid at most - so it wasn't a worry that overly concerned me. The same question arises if someone crashes your car while driving with comprehensive cover - who pays the excess? Hopefully it's something you agree on before the event.

    It is actually quite possible to get a policy which provides fully comprehensive cover to drive any car - but they're not particularly cheap (but then they're aimed at the sort of person who doesn't generally make buying choices based mainly on price), and you do have to move in certain circles to make the best use of them.
  • System
    System Posts: 178,431 Community Admin
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    Zorillo wrote: »

    If the sale is completed at 10.30, at 10.31 the car is now untaxed, even though tax has been paid. Why does it matter?


    Because the original topic concerned DOC cover and the question of road tax was raised. Someone said that tax could only run to complete days, not to the hour or the minute (as with insurance).


    You seem to be suggesting that that is not the case, and that a vehicle licence can cease at any instant without any record or formality other than someone saying "Done" when another offers to buy his car.


    As there is unlikely to be any record or documentation of the exact time when such a contract occured, and even if there were, there is no mechanism for registering that fact, then the only evidence that a vehicle is or is not licensed can surely only be the DVLA records?


    It just strikes me as a curious vagueness, compared with the precision applied to vehicle insurance timing.
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  • takman
    takman Posts: 3,876 Forumite
    1,000 Posts Combo Breaker
    Because the original topic concerned DOC cover and the question of road tax was raised. Someone said that tax could only run to complete days, not to the hour or the minute (as with insurance).

    You seem to be suggesting that that is not the case, and that a vehicle licence can cease at any instant without any record or formality other than someone saying "Done" when another offers to buy his car.

    As there is unlikely to be any record or documentation of the exact time when such a contract occured, and even if there were, there is no mechanism for registering that fact, then the only evidence that a vehicle is or is not licensed can surely only be the DVLA records?

    It just strikes me as a curious vagueness, compared with the precision applied to vehicle insurance timing.

    When you buy/sell a car you are able to change the keeper using an online form instead of sending away the V5C in the post. This updates the DVLA records instantly and the last time i checked the tax status online also went to untaxed almost as soon as it was done.
  • unforeseen
    unforeseen Posts: 7,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Which is what has been said. It only becomes untaxed when DVLA are provided with an update.
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