Mortgage freedom/FIRE diary

Poppycat1

Thank you Chiglepig, I think you were right.  The backs of my legs are really aching today.  I've got bad knees so I sit on my bum and stretch to the weeds.  

I have been at work all day today and ate what I listed yesterday.  I stopped on the way home and collected lots of Olio Pret baguettes, toasties and wraps.  I will try freezing the toasties.  

I was one of 10 runner ups in a competition at work and received my prizes today, some sample Avon products, hand sanitizer and five small bars of chocolate.  A nice little treat.

Day off tomorrow and the only plan is to go to L!dl to buy some soya milk which is 15% off using the app.  I think the offer runs out on Wednesday.

Poppycat1

Pay slip day, logged in first thing, mid morning, lunch time and it was there mid afternoon.  I was a little worried about this pay because I have had problems in the past with the pay office.  It has worked out well though.  I was paid just over £100 more than I was expecting.  I think it's because they assumed I was off sick the whole of March on the last pay slip but went back about 2/3rds of the way through.  So had that reimbursed and paid some (less) SSP back to them.  So the overpayment on Friday will be £1,200.  Can't wait.  That will leave £775 of the 10% overpayment allowance left.  I will probably have a few £££s to pay off before the last one for this year on the 25th May.  Depending on surveys/cashback etc. Then I can start saving next year's allowance.

Thank you very to the person that used my Echo link last night.  If you read this please let me know what you intend to spend your £5 on.  I'm debating on A£da again or B and Q and treat myself to a few more bedding plants.

I haven't left the house today, not even for an Olio collection.  Have agreed to collect some tea bags and chewing gum tomorrow.  Back to work tomorrow for two days.  Most food/drink eaten/drunk today was Olio food apart from soya milk, ketchup and a bag of crisps.

I claimed £5 pay out from PA last night.  I have £4.48 ready to pay and £6.43 waiting for review.

greent

You are doing so well with free food and extra money 🙌🙌

Poppycat1

Not much done over the last two days.  Working both days which means I haven't had time for anything much.  Collected lots of Olio food yesterday but none today.  Most food eaten has been Olio food.  Another £5.13 paid from PA.  £4.10 done on two surveys yet to pay out. Looking forward the moving money over to the mortgage tomorrow.

Thanks greent, I hate spending any money now.  I will do an end of month run down and it will show I have hardly spent a penny. 

Poppycat1

I have overpaid the planned £1,200 in to the mortgage.  Squares coloured in.

£83,472.45 left to pay
12 years, 7 months to pay it off
16 years, 8 months if no overpayments had been made.
£775 left of this years 10% overpayment allowance.

I now have three days off, don't plan on going out anywhere.  I will stay at home and try and get some jobs done.  Feeling a bit more motivated.  The odd £25 is annoying me so may try to scrape some money together to pay the extra £25, back of the sofa, surveys etc.

Have a great day everyone.

Poppycat1

Well, best laid plans.  I spent the afternoon at A & E with my eldest who feel off a motorised scooter and scrapped down his face and shoulder.  He was feeling a bit confused so 111 told him he needed to go.  Thorough check over, antibiotics because his face is infected and I have brought him home to watch over him.  No broken bones thankfully.

A small amount of gardening done and Olio potatoes, bread rolls x 12, tissues, sweet pastry case, potatoes and grapes  collected this morning.  When we got home I collected Olio Pret wraps x 2, fruit/cereal bowls x 3, cookie x 2 and Greggs donuts x 4.

PA surveys worth 52p done.  Signed up to nectar surveys again last night, 100 points earned so far.  

I now have a stress headache so going to try and get some sleep.

South_coast

Ouch, nasty. Hope you both feel better today x

Chiglepig

Oh PC, how scary, I hope you both got a good sleep.

Poppycat1

Thank you, we both slept well.  DS1 is still in bed but awake and feels fine.  He skin marks quite easily and will take a while to heel and fade to normal.  He still he chicken pox marks from when he was two.  My headache has gone.  Hoping for a straightforward quiet day today.  It's his 19th birthday Tuesday and still haven't got a card or cake.  Probably stop at A%da on the way home from work tomorrow and use some of the vouchers I received from the Echo referrals.

Sweetie83

Glad your son is ok. Sounds like your OP's are going really well.  Wish my mortgage was that small!