We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Clearscore Questions question
Options

Cairez
Posts: 31 Forumite

After trying to register with MSE's Credit Club and it not finding me (I don't know why)
I registered with Clearscore and they found my details no problem. However, there were a couple of questions they asked that I got a bit worried about. It asked about addresses and mobile phone contracts etc that I had and to verify which ones were correct, but one question said I had opened a store card on March 2016 but I have never opened a store card anywhere! Was this just a way to find out if I was really me or is there a chance a store card has been opened under my name somewhere?
There weren't any bad things on my account once I was in, just recommendations to get a credit card, etc so I don't know what to think.
I registered with Clearscore and they found my details no problem. However, there were a couple of questions they asked that I got a bit worried about. It asked about addresses and mobile phone contracts etc that I had and to verify which ones were correct, but one question said I had opened a store card on March 2016 but I have never opened a store card anywhere! Was this just a way to find out if I was really me or is there a chance a store card has been opened under my name somewhere?
There weren't any bad things on my account once I was in, just recommendations to get a credit card, etc so I don't know what to think.
0
Comments
-
Hi,
The questions you were asked were for identity verification purposes, so is nothing to be worried about. As long as a store card is not listed as one of your credit accounts, then everything should be ok.
It would be good practice to double-check against the data held by the other two CRAs.I work within the voluntary sector, supporting vulnerable people to rebuild their lives.
I love my job0 -
Willing2Learn wrote: »Hi,
The questions you were asked were for identity verification purposes, so is nothing to be worried about. As long as a store card is not listed as one of your credit accounts, then everything should be ok.
It would be good practice to double-check against the data held by the other two CRAs.
Cool, how do I see my credit accounts and what are the other two CRA's?0 -
Equifax - Clearscore
Experian - MSE Credit Club
CallCredit/TransUnion - Noddle0 -
Cheers - Equifax asked if I had a mortgage account opened in 2004, that would've been good as I was 11!0
-
Cool, how do I see my credit accounts and what are the other two CRA's?
Then scroll down to see a list of all your credit accounts reported to Equifax (ClearScore)
The other two CRAs are TransUnion (ex CallCredit) and Experian.
You can see your TransUnion report by registering with noddle.co.uk
You can see your Experian report by requesting a free statutory report
https://www.experian.co.uk/consumer/statutory-report.html
Edit: I'm too slow typing and Gary beat me to itI work within the voluntary sector, supporting vulnerable people to rebuild their lives.
I love my job0 -
Seems like everything's okay with my accounts and no dodgy stuff is going on - I've got an average/just above average credit score so I just need to work on improving that I think0
-
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.8K Banking & Borrowing
- 253K Reduce Debt & Boost Income
- 453.4K Spending & Discounts
- 243.7K Work, Benefits & Business
- 598.5K Mortgages, Homes & Bills
- 176.8K Life & Family
- 257K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards