Do you have to remove dead person name on cheque book?

cherry76

My widowed friend is using the joint cheque book with dead husband name on it. She rarely uses a cheque book and did not request one with her sole name. The bank has removed his name on the account and I would have thought they should have issued her with new cheque book. She has to send a cheque to HMRC and is using the joint cheque book. Is she breaking the law by doing so? She is getting on a bit and her husband used to deal with the financial affairs and she is finding it hard. Thanks

Yorkshireman99

cherry76 wrote: »

My widowed friend is using the joint cheque book with dead husband name on it. She rarely uses a cheque book and did not request one with her sole name. The bank has removed his name on the account and I would have thought they should have issued her with new cheque book. She has to send a cheque to HMRC and is using the joint cheque book. Is she breaking the law by doing so? She is getting on a bit and her husband used to deal with the financial affairs and she is finding it hard. Thanks

No legal problem with using it. She can just ask the bank to issue a new one. Simples!

Flugelhorn

having had a cheque reprinted recently as there were some spelling error , I was told that it was perfectly OK to use it and came to the conclusion that you can have just about whatever you want on the name bit it is the account number that is the important bit

cherry76

Thanks I guess she can leave it as it is as she is most unlikely to use a new cheque book. It is just her adult son is telling it is illegal and she insisted of using it.

Flugelhorn

It can be very upsetting for elderly people to effectively have the other half "removed" from everything

Dox

cherry76 wrote: »

Thanks I guess she can leave it as it is as she is most unlikely to use a new cheque book. It is just her adult son is telling it is illegal and she insisted of using it.

Her adult son is quite simply wrong. Fine to use up the old cheques with both names still on them.

If banks paid attention to the actual name on the account, so many scam victims wouldn't be victims...