Twinklie returns to the property ladder

twinklie

So the lady came so that’s one thing gone and I have 2 people messaging about the kids rocking horse. So fingers crossed that does this week too.

debtfreeoneday

I do love Fbook marketplace for that exact reason. I just won’t concentrate on the bits that don’t sell that then clutter up my room. 

twinklie

Well, the little foot measurer went and a chap came for the rocking horse so - woop woop. More space reclaimed. Which is just as well as we have the IKEA stuff coming on Friday. I'm desperately hoping after this weekend we might be able to become more organised.
I also had some cashback come through so that's another £40. 
And a shop and scan £10 voucher. 
Works been intense this week, only one more day to go though and a slightly early finish at 3pm. CANNOT wait to see the back of work this week. I think I'm just feeling run down. I'm hoping the house being a bit more organised might make me feel a bit happier though. And I'm going for a walk with my Mum on Friday which I'm really looking forward to as I haven't seen her for a bit. 

twinklie

 I need a shredder. Any recommendations?

teapot2

If you haven't got a shredder yet, I'd recommend an @m@zon basics 8 sheet shredder and they also do a cross cut one which 5 - 6 sheets.  Will do CDs and CCs as well.  I've had one for a couple of years and its very sturdy, doesn't jam [unlike my previous one] and copes with staples.
Edited to add; I've just noticed they are out of stock

twinklie

Thanks teapot2. I haven't made the leap yet because I decided to wait for Black Friday deals in case they drop the prices, with it being so close. 

Had an IKEA delivery with a new unit and boxes for storage, so I'm in junk pile hell at the minute as everything is everywhere waiting to be sorted. To be fair though, it's made me really grateful for lockdown as nobody will just be "popping" in. Took a while to get the unit built yesterday as the boys decided they needed my undivided attention. Why is it always when you are busy they decide they want you. 

Anyway, hoping after today the house will feel tidier and more sorted and we can start to think about getting the decorations down next weekend for Christmas. 

Only 4 more weeks at work and school then we have 2 weeks at home together as a family - I cannot wait. Just to step of the treadmill for a bit sounds heavenly. Work has been nuts since the pandemic started and I've worked throughout (from home thankfully). I was off at half term but that honestly feels like a distant memory now. 

twinklie

Still haven't decorated because we've had a right week. DS2 is really struggling with life at the minute and is all consuming. I think it's the stress of school but I'm honestly exhausted. He's not sleeping, so I'm not sleeping and his behaviour and lack of impulse control has stepped up a notch at the minute. Think I'm going to have to speak to his teacher again. He's just not coping. So we still need to finish tidying the living room to make space for the christmas decorations - it's mainly DH's stuff though so I'm a bit powerless.

Managed to take advantage of the deals to get DH a Garmin watch for his birthday that he's been after for a while. So that was good. I've also managed to nab myself a new watch as mine is broken and it's doing my head in. I spent more than I would normally, but managed to get a decent deal to get it so I can't really complain. 

So it's all been a bit spendy really. Still, I don't think there's much to pay out for next month. I do need to get myself sorted in terms of wrapping presents etc., but aside from that I think Christmas is sorted. 

twinklie

We had a lovey day for DH's birthday yesterday. He was very excited to get his watch, the boys were angels and then we had a lovely afternoon tea with cakes for tea. 

Today is decorate the house day, but we've managed to keep up the cleaning and tidying as well which as been nice. I still need to sort the rest of the playroom out and find homes for the boys stuff ahead of Christmas, but I'm sure we'll get there. 

I'm definitely starting to feel more Christmassy now. Hope everyone else is starting to get into the festive spirit. 

twinklie

December Update
DEBT
DH's CC -  Was £326.33 - Now £0 

My CC - Was £1,338.94 - Now £0 

Car Loan - Was £8,602 - Now £6,892

My Loan - Was £125 - Now £0. 

DH's Phone - Was £194 - Now £110.80

My Phone -  Was £27 - Now £11.58

Total debt at the start of 2020 = £10,613.27 - Now = £7,014.38
Total reduction this month =  £188.33

Total % of 4K reduction = 90% - technically will be approx. £200 off the 4K target. But I've changed my plans as a result of the pandemic and job uncertainty, so started lumping money into an emergency fund rather than paying off the debts, so I'm actually really pleased with this. 

 

MORTGAGE 

Current daily interest is £15.01

We now own 18.3% of the house - current rough valuation actually puts us as 21.3%.

3 rooms owned.

Paid off 8.72% of the mortgage. 

Current MF date - Oct  Sept 2037.

SURVEY sites

 YouGov - Dec £9.55

 OnePoll - Dec £21.75

 OnePulse - Dec £13.31

 Swagbucks - Oct £

 AirTimeRewards - Dec £0

SweatCoin - Oct 713.81SC

 Shoppix - Dec 10050 

 ZIPZERO -  Oct £0 

Total cashed out in Oct - £0. 

Cashed out
Quidco - £43.47
TopCashback - £0
Scan and Save - £10
Total cashed out - £53.47

twinklie

Excitingly someone has said they will come tomorrow for a unit we want to get rid of. It's a decent unit and I really didn't want to get rid of it to the tip, but it has a "heater" in the bottom so the furniture shops won't take it. We just don't have any space for it. And I'm so pleased someone is going to make use of it. I felt terribly guilty getting rid (it came with the house so technically didn't cost us anything.