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Advice please re late payment

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I have realised that I have forgotten to pay an account , balance was £22 and due yesterday, I have now done so via online banking so they will receive today. I am really worried as I have a perfect credit score and am wondering if this will be impacted. Any advice would be appreciated. Thanks

Comments

  • Nebulous2
    Nebulous2 Posts: 5,666 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It's very unlikely to be recorded and even if it is one late payment on your account will make very little difference to your ability to get credit.



    What it does to a perfect score doesn't matter. No-one sees that but you. It's only purpose is to make you anxious about it so they can sell you ways to improve it.
  • kwame41
    kwame41 Posts: 168 Forumite
    Contact them and explain the oversight.


    Im sure they wont record a late payment of one day if you explain. Also, if they say they wont you can rest easy.


    Dont just leave it and hope to luck.
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