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Its fully paid I cant believe we did it, 4 Years 7 months and 1 week from move in day. Mortgage Free

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  • thanks for the messages all - I appreciate them, unfortunately mum wont be getting better so getting extra time with her is worth all the money in the world. 
  • Neonitrix
    Neonitrix Posts: 49 Forumite
    Seventh Anniversary 10 Posts Combo Breaker
    edited 24 February 2023 at 12:23PM
    18th July 2018 we moved in - today 24th Feb 2023 we are now mortgage free 
    4 Years 7 Months and a bit.

    Delighted isn't the word for what im feeling knowing we no longer have any debt.

  • Wowsers. Seriously huge well done.

    Have you been car shopping yet?

    Total Debt May 21 £20,490.44  DEBT FREE DATE 29/7/22 

    Mortgage balance May 21 £177,096.19. Now £143,070.41
    Mortgage free date. At start of sole mortgage = July 2042

    2024 SAVINGS FOCUS - get rid of the car finance. £12,706.25  PAID OFF 
    2025 Savings Focus - 33.3/33.3/33.3 split; savings for house renovations (bathrooms/garden/kitchen; whichever collapses first), save for a family holiday (probably our last one!) and paydown/offset the mortgage. Total pot = £4238.56
  • Wowsers. Seriously huge well done.

    Have you been car shopping yet?
    Not just yet we have been jumping countries every two weeks as my mum isn't good so right now build a rainy day fund is the next plan 
  • Moneyfordreams
    Moneyfordreams Posts: 2,442 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Huge congratulations on clearing your mortgage - Whooop 
    Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 2022
  • Neonitrix
    Neonitrix Posts: 49 Forumite
    Seventh Anniversary 10 Posts Combo Breaker
    Huge congratulations on clearing your mortgage - Whooop 
    thanks a mill - wont lie it feels great
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