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S4ntander Graduate Overdraft

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After graduating from University in 2015, my student account was automatically transferred to a Graduate account, which gave me an interest free overdraft of up to £2k for 3 years after graduating.

It has now been over 3 years since graduating and my overdraft is still maxed out. I haven't been contacted by S4ntander to ask to repay this or to be alerted that I will start paying interest. Should I be concerned that I haven't heard anything? I am conscious that if I contact them they will ask me to repay the amount in full, which I am able to do, but would rather not do so in one lump sum.

Has anyone else experienced something similar and/or have any advice?

Thanks!
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