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CCJ Full and Final within 30 Days

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gaslineboy
gaslineboy Posts: 7 Forumite
in Credit file & ratings
Asking for a friend.

CCJ was granted last week. 30 days to pay or CCJ will show on credit file.

If the creditor accepts a full and final settlement figure within the 30 day window, does this still show on your credit file, or can/will it be removed?

Kind regards

Comments

  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Paying off the CCJ in full will remove it from your file.

    Making a settlement/partial payment will not.
  • sourcrates
    sourcrates Posts: 31,507 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    gaslineboy wrote: »
    If the creditor accepts a full and final settlement figure within the 30 day window, does this still show on your credit file, or can/will it be removed?
    Kind regards


    Hi,


    Friend should of made the offer at the pre-action stage, then a CCJ would of been avoided, only full payment now will remove it from there file.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Was "friend" also you?

    https://forums.moneysavingexpert.com/discussion/5905418/ccj-not-registered
  • gaslineboy
    gaslineboy Posts: 7 Forumite
    No friend wasn't also me? My situation was completely different... and was also several months ago. My friend was only in court last week and is still within the 30 day time window.
  • T-G-C
    T-G-C Posts: 591 Forumite
    500 Posts
    edited 22 October 2018 at 4:30PM
    !!! wrote: »
    Was "friend" also you?

    https://forums.moneysavingexpert.com/discussion/5905418/ccj-not-registered

    You make me laugh sometimes :rotfl:

    OP:

    Ask this friend of yours to sort out their own finances. Why is he asking you to come on here and find this out for him?

    The first step to getting out of debt is accepting there is a problem, finding out the best approach to solve that problem and then go ahead with solving it. If he cannot do some independent basic internet research, forum or otherwise, then things are not looking too clever for him, it must be said.
    Advice provided from this account does not consist of any professional knowledge. For professional debt advice, please contact either National Debtline or StepChange. Advice may consist of personal experience, opinion and/or informational sources.
  • gaslineboy
    gaslineboy Posts: 7 Forumite
    My friend is sat right next to me. We just used my account because they didn't have one. Sorry if this has upset anyone.
  • T-G-C
    T-G-C Posts: 591 Forumite
    500 Posts
    gaslineboy wrote: »
    My friend is sat right next to me. We just used my account because they didn't have one. Sorry if this has upset anyone.

    It doesn't bother me. The assumption was that he was asking you to come here and research about this, which I found strange because if it were me, I would be finding out how to solve my own problem, which is the first step to success.
    Advice provided from this account does not consist of any professional knowledge. For professional debt advice, please contact either National Debtline or StepChange. Advice may consist of personal experience, opinion and/or informational sources.
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