Mortgage Offered, No Chain, How Long?

FTBHere2018

AlexMac wrote: »

3 months is the best I've done in my last few- although I did once do an auction prop in the demanded 28 days, including getting a mortgage- but that was really nerve-wracking; So 3-4 months unless there are problems with the freehold title (unclear red-lines or boundaries, etc?) or it's a dodgy leasehold. I read the other day that Local Authority searches, which should take a week or two, can vary from a few days to many weeks depending on wheter you have a carp Council.

Oh and make sure you choose a good solicitor to act for you; I always check (test) that they pick up the phone and use email for quotes, letters of appointment, Pre-sale enquiries etc, as snail mail adds weeks

Was that three months from offer to completion or three months for conveyancing alone?
I am concerned as Aldermore will have a time limit on their offer to us, (we didn't want to instruct until we knew we had our offer) only just instructed

FTBHere2018

Thrugelmir wrote: »

Why I'd never build a new build property these days. That's a postage stamp.

Lol I don't want a large garden, too much work.

Sanne

We’ve just done five weeks from offer on house accepted to exchange (completion two weeks later).

Chain of four but buyer at bottom (who we replaced) had dropped out three days before exchange so effectively our and the seller’s solicitors determined how quickly we could move as the chain was ready.

Braintree

Lauralou79 wrote: »

We had no chain but it still took over 3 months to get the keys. The solicitors stage took the longest. Mainly enquiries back and forth.

Same here, even with delays on our end we were first time buyers buying an ex rental and from mortgage application to completion it took just over 3 months.