Consent Order Advice Please

Fitbit

DUPLICATE POST.....PLEASE IGNORE

At the weekend I applied for a finance car on my current finance only to be advised by the car sales person it had been declined.

I called the finance company to find out more and they advised the application was declined due to a CCJ that was added to my credit report in March of this year at my previous address. I knew absolutely nothing about this CCJ. I have been advised this is due to unpaid PCN's.

I wasn't living at the address when the court summons/CCJ was issued. However in May 2018 (5 weeks after the CCJ was issued) the PCN's started coming to my new address- surely they must have known of my new address at the time and have just set the CCJ for the old address knowing I would never receive the documentation. )

I've e-mailed the claimant asking for them to consider Consent Order- they have agreed on the below basis:

1) The Judgement dated XXXX is to be set aside

2) The Claimant is granted permission to amend the claim form as attached (assuming this means to new address)

3) The Claimant be granted permission to file and serve the amended claim form upon the defendant

4) The defendant is at liberty to file a defence within 14 days of service of the amended claim form

5) There be no order as to costs

Can someone please help simplify this for me? Is this a normal consent order? Are they playing games?

Any advice or help will be very gratefully received!

Thanks

KeithP

Fitbit wrote: »

Any advice or help will be very gratefully received!

The best advice I can give is - do not start a new thread whenever you have a new question.

Please copy the above post onto your existing thread.

Having done that, can I please ask that you edit the post above, replacing the text with something like:

Duplicate post - please ignore

Thanks.

nosferatu1001

Yes, theyre playing games

5) means they wont pay your set aside fee of £100, for a claim form they KNOW was not served
This is *entirely* their fault.