We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Stupid question? Am I a permanent uk resident if I have a British passport?

Options
I've been working abroad, but will be returning to the UK soon.

Can I put that I'm a permanent UK resident as I have a British Passport?

My fiancee and I will be cycling through Europe to our wedding and we want to apply for a credit card so foreign currency transactions will be cheaper.

Comments

  • No if you are not living in the Uk you are not a permanent resident. You have the right to permanent residence but aren't one while living overseas.
  • Edi81
    Edi81 Posts: 1,501 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    If you are not resident you will struggle to get credit unless you have kept your existing accounts active.
    The best you can hope for is a Monzo or Revolut card.
  • robatwork
    robatwork Posts: 7,266 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Pretty stupid, yes!

    Residency is where you live.
    Having a British passport is to do with your nationality, citizenship and a few other fairly obscure reasons.

    If you live abroad permanently, you're resident abroad.
  • For anyone who is interested in the official definition, read this.
    The views expressed here are my own. I am not a Solicitor nor am I affiliated with any of the parties I mention. If you disagree with any of my comments please say in whatever way feels most natural to you. No one self improves in a bubble!
  • MEM62
    MEM62 Posts: 5,316 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    mxa03u wrote: »
    Can I put that I'm a permanent UK resident as I have a British Passport?

    A passport does not establish residency. In addition, unless you have been financially active in the UK you will have little or no credit history and therefore a credit card application is likely to fail anyway.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.