Capital One CashBack Credit Card Advice please

booklover

:hello: everyone

I would really appreciate a little bit of advice/guidance.

I wrote this on the CC page but i would love to hear more peoples' views please.

I currently have a Halifax cc which is always paid paid off in full each month. I am a little concerned though as over the previous 12 months we have spent 24k on our Halifax Credit Card but have only received £35 cash back!!

Do u think Capital One cash back is the best??

Are there many disadvantages to using this card as I would like to hear all the points, both positive and negative.


Many thanks in advance. Your help is very much appreciated.

Fiona

marksandsparksgal

I think you need to have a good look at this article :

http://www.moneysavingexpert.com/cards/cashback-credit-cards

The Halifax card is either a crap deal or they're doing their sums wrong.

The Capital One card is good but from what I hear quite difficult to get, as I understand the Amex can be too. If you have no luck with actual cashback cards, why not try a shop loyalty card, e.g. Tesco / Sansburys / M&S, it might not be cashback but it still vouchers for nothing.

If you decide to apply for a different card, don't forget Quidco if they have the option available for you to earn cashback!

booklover

Thanks for that advice markandsparksgal :T that is very helpful.

Fiona