Advice on Deceased Husbands PPI payments please

brookman1

My Husband has sadly passed away over a year ago after being ill for a long time. He had debts that have been written off by the creditors which I knew nothing about. I have found paperwork which shows he paid PPI on at least one loan or credit card. Would I be able to claim the PPI and would I have to pay it to the creditor? I'd be grateful of any advice please.

-taff

You'd need to prove to them you're capable fo complaining on his behalf, they will ask for the proof they need.
You can only stick with factual reasons for complaint not hearsay ones e.g. he was told he had to have it
If h owed any money through defaults, interest added or amounts written off, and redress will go towards that first.
If you are thinking about using a company, don't.

[Deleted User]

brookman1 wrote: »

Would I be able to claim the PPI and would I have to pay it to the creditor?

It's certainly possible to complain about PPI on behalf of a deceased person.

However, as you say, any redress awarded would first be offset against the unpaid debt which has already been written off.

So, unless the PPI redress is likely to be considerably more than your husband owed to that particular lender, it might not be worth the effort.

[Deleted User]

-taff wrote: »

You'd need to prove to them you're capable of complaining on his behalf, they will ask for the proof they need.

I'm sure you meant to say the OP must prove that she is legally able to complain on her deceased husband's behalf. She certainly doesn't have to prove "capability".

-taff

Ok Mr Pedantic.


Op, they will ask you to prove you are legally capable of complaining on his behalf.




Better?

[Deleted User]

-taff wrote: »

legally capable

Still technically incorrect, I'm afraid.

-taff

Technically schmecnically.....