Natwest Reward Platinum to Nationwide FlexPlus

DennisTenus

I have a Natwest Reward Platinum account which is or has now gone up to £20/month recently. Therefore looking at cheaper options. I still want most of the benefits.

If I upgrade my Nationwide FlexDirect to FlexPlus I think I will get most of them with the benefit of 3% interest up to £2500 (my 5% year of my FlexDirect is coming to an end soon) for £13/month so actually this will cost me around £7/month, which seems like a bargain compared to the Natwest!

I'd change the Natwest to the Reward account for £2/month as I also have the Reward Credit Card and cashback on DDs which would more than cover that monthly cost.

I don't use the cinema "benefit" and the only other thing is the tastecard which I can get separately on a deal for around £35 so am I right in thinking this is a no brainer?

I'm just surprised how much cheaper the Nationwide account is taking the interest into consideration which makes it cheaper overall if you have the money in there which I will!

Or is there any that provide better and/or cheaper benefits to these two?

Thanks