IMPORTANT: Please make sure your posts do not contain any personally identifiable information (both your own and that of others). When uploading images, please take care that you have redacted all personal information including number plates, reference numbers and QR codes (which may reveal vehicle information when scanned).
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

DCBL - CCJ - Set aside? Advice greatly needed

Hi all,


I'd appreciate any help or advice you can give!


I have been forwarded a Notice of Debt Recovery from my previous address (by ex-partner) around 2 weeks ago. The notice is from DCBL and quotes a CCJ number!
The Notice of Debt is dated 18/09/18 and I've found out that a CCJ 'judgement in default' was issued 01/08/18 - I guess because I didn't defend a CCJ I didn't know about. I'm trying to sort it out asap and I've been looking into a 'set aside' but am not sure how to present it on the N244 form/ format for witness statement and how much detail is required - hence my visit to the forum.


The alleged debt is from Gladstone Solicitors/Parking Control Management - so I'm guessing it's for a parking fine. PCM seem to be a private parking company.


I'm very worried about the CCJ part (as well as the cost) £267.15 'in relation to the CCJ' plus a further £75.00 + vat 'admin' from DCBL.
I emailed DCBL explaining I've only just been made aware and had no response and I'm reluctant to call them at this stage.
As I say, I have started looking in to a 'set aside' to remove the CCJ. And deal with the parking fine afterwards if need be.
The reason I moved from the registered address back in Sept/October 2017 - was to move back to my parent's house to help care for my mother who was very sick and underwent intensive treatment for 8-9months. During that time my relationship broke down with my partner & I'm still at the parents now - however my car is still registered to the old address because there was so much going on I forgot to do it.
Also, I don't have any bills registered in my name at my parents - because it's their house. However I do have bank statements.


There are hospital records for my mothers treatment etc - should that be included with my case on the N244 form?
And do you think I have a case for a 'set aside'?


My ex and I are now discussing selling the house (previous address) which would mean me applying for a mortgage for a new home -and a CCJ might affect that. The CCJ seems very excessive and very unfair. It's all a bit of a mess at the moment to be honest - and an over-zealous debt collector/bailiff is the last thing I need..


Yours hopefully, J
PS I hope I've posted this in the right place.. 1st post

Comments

This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.