Instant purchase alerts/notification for VISA or Mastercard?

rez_uk

Does anyone know of a VISA or MASTERCARD issuer that has an app which sends notifications when a transaction has taken place?

I have an Amex card and the app instantly pushes an alert to my phone to notify me. This is very useful for keeping track of continuous card transactions (e.g. subscriptions). Paypal app has this function too.

Thanks in advanced!

NewToTheUkAgain

Curve, Monzo, Starling, Revolut

jonesMUFCforever

All card lenders do this I know its old fashioned but its called a statement.
You youngsters can access this on tinternet.

Ergates

rez_uk wrote: »

Does anyone know of a VISA or MASTERCARD issuer that has an app which sends notifications when a transaction has taken place?

I have an Amex card and the app instantly pushes an alert to my phone to notify me. This is very useful for keeping track of continuous card transactions (e.g. subscriptions). Paypal app has this function too.

Thanks in advanced!

Mastercard are bringing this is as a requirement on all card providers in the near future (early next year I think, not sure of the date). i.e. All lenders who use Mastercard will have to offer this to their customers.

It should allow you to set up an alert based on amount, channel (e.g. if it's an online transaction) or if it's a foreign transaction. If you wanted everything I suppose you could set your alert level to 1p or above.

How it's implemented would be down to the card provider.

Ergates

jonesMUFCforever wrote: »

All card lenders do this I know its old fashioned but its called a statement.
You youngsters can access this on tinternet.

A monthly statement doesn't tell you about statements until days or weeks after they've happened. Many people might be quite interested to know straight away if, for instance, a foreign currency transaction occurred on their card when they're *not* on holiday.

Nasqueron

Ergates wrote: »

A monthly statement doesn't tell you about statements until days or weeks after they've happened. Many people might be quite interested to know straight away if, for instance, a foreign currency transaction occurred on their card when they're *not* on holiday.

I can see pending transactions within a couple of hours, maybe it's less, on my Halifax mastercard. You can check your transactions regularly if you feel you need to know daily what is going on and think not knowing immediately will somehow stop a refund of a fraudulent charge

Fingerbobs

Ergates wrote: »

If you wanted everything I suppose you could set your alert level to 1p or above.

Unless there is a minimum threshold you can set.
Santander current accounts allow you to set up alerts for all transactions above a user-specified value, but the minimum value you can choose is 100 pounds, so you can’t get notifications for every transaction.

stripeyfox

That's not really the question that was asked though, is it?

My son's GoHenry card sends an instant message to mobile phone whenever it is used (or attempted to be used), so clearly the tech exists

That's not the same as logging in to check your statement.

stripeyfox

jonesMUFCforever wrote: »

All card lenders do this I know its old fashioned but its called a statement.
You youngsters can access this on tinternet.

That's not really the question that was asked though, is it?

My son's GoHenry card sends an instant message to mobile phone whenever it is used (or attempted to be used), so clearly the tech exists

That's not the same as logging in to check your statement.

Ergates

Fingerbobs wrote: »

Unless there is a minimum threshold you can set.
Santander current accounts allow you to set up alerts for all transactions above a user-specified value, but the minimum value you can choose is 100 pounds, so you can’t get notifications for every transaction.

Indeed - hence

How it's implemented would be down to the card provider.

jonesMUFCforever

Ergates wrote: »

A monthly statement doesn't tell you about statements until days or weeks after they've happened. Many people might be quite interested to know straight away if, for instance, a foreign currency transaction occurred on their card when they're *not* on holiday.

As I said you can log in and see them on the internet.