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Car registered to house that is for sale...

Hi All

I'll try and keep it brief. I've read the newbie thread and understand that I should wait to see if a NTK is sent and go from there. Its a myparkingcharge. Co. Uk NTD for the wheel being over the line (fractionally over the line, extremely wide roadway, infant in carseat to get out etc).

Whilst I am waiting for the letters to start arriving, the address the car is registered to is up for sale and has been for some time. If it sells while in the midst of this insane parking charge saga, how am I supposed to receive the letters without acknowledging it? I'm just applying for a new mortgage and obviously wondering how this is going to affect things. Am I right in thinking my credit would only be affected if/when a CCJ is received?

Any advice is extremely appreciated!

Comments

  • If it sells while in the midst of this insane parking charge saga, how am I supposed to receive the letters without acknowledging it?
    Simple.
    Get your mail redirected.
    https://www.royalmail.com/personal/receiving-mail/redirection

    Am I right in thinking my credit would only be affected if/when a CCJ is received?


    Provided that a CCJ is paid within 30 days (I think) of when it's issued, there will be no effect on your credit record.
  • beamerguy
    beamerguy Posts: 17,587 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Hi All

    I'll try and keep it brief. I've read the newbie thread and understand that I should wait to see if a NTK is sent and go from there. Its a myparkingcharge. Co. Uk NTD for the wheel being over the line (fractionally over the line, extremely wide roadway, infant in carseat to get out etc).

    Whilst I am waiting for the letters to start arriving, the address the car is registered to is up for sale and has been for some time. If it sells while in the midst of this insane parking charge saga, how am I supposed to receive the letters without acknowledging it? I'm just applying for a new mortgage and obviously wondering how this is going to affect things. Am I right in thinking my credit would only be affected if/when a CCJ is received?

    Any advice is extremely appreciated!

    Simply advise the PPC when you change address
    and request confirmation
    Mail redirection is not 100%

    "THE KEEPER OF REG XXXXX has moved to ....."

    HOW YOU CAN GET A CCJ (County Court Judgement)

    1: They must firstly take you to court
    2: You have the opportunity to defend
    3: A judge will rule who is the winner
    4: If you lose (doubtful), the judge will make
    an order for you to pay (normally with 28 days)
    5: If you ignore the court and do not pay, then
    you will get a CCJ
    6: However if you do pay as the court orders,
    that is it ...... NO CCJ .. NO ENTRIES ON YOUR
    CREDIT FILE

    DANGER POINT .... If you ignore official claims from
    Northampton ... A county court claim, DO NOT IGNORE
  • Thank you so much for the quick reply!

    I shall redirect when I need to and just wait and see I guess ������!♀️
  • beamerguy
    beamerguy Posts: 17,587 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Thank you so much for the quick reply!

    I shall redirect when I need to and just wait and see I guess ������!♀️

    Let me tell you about mail redirect. I moved using this
    service and for 2 weeks, I had no mail.

    After visiting the PO centre, it was discovered that my mail
    was being delivered elsewhere.

    You cannot afford to miss any claim from a court
  • bargepole
    bargepole Posts: 3,238 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thank you so much for the quick reply!

    I shall redirect when I need to and just wait and see I guess ������!♀️

    Also, when you move, you must update your Driving Licence, and your vehicle registration documents with the DVLA, at your new address.

    This requires two separate notifications, some people seem to think that one automatically updates the other, but it doesn't.

    I have been providing assistance, including Lay Representation at Court hearings (current score: won 57, lost 14), to defendants in parking cases for over 5 years. I have an LLB (Hons) degree, and have a Graduate Diploma in Civil Litigation from CILEx. However, any advice given on these forums by me is NOT formal legal advice, and I accept no liability for its accuracy.
  • Coupon-mad
    Coupon-mad Posts: 155,731 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thank you so much for the quick reply!

    I shall redirect when I need to and just wait and see I guess

    No, you do this:
    Simply advise the PPC when you change address
    and request confirmation

    "THE KEEPER OF REG XXXXX has moved to ....."
    PRIVATE 'PCN'? DON'T PAY BUT DON'T IGNORE IT (except N.Ireland).
    CLICK at the top or bottom of any page where it says:
    Home»Motoring»Parking Tickets Fines & Parking - read the NEWBIES THREAD
  • mail redirect is for a period of 2 yrs MAXIMUM , those clowns have upto 6 yrs to start court action

    the parking CO MUST be informed of your new (or servicable) address

    the parking Co do NOT have the right to ask the DVLA for your new address , they can only ask ONCE

    as there was a ticket on the car , in theory they cannot get your info untill day 28 , however those clown are saying its not a ticket , its just a note to tell you , that you "may" be getting a ticket
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