Equifax Search

JohnGHM

Got the following search on Equifax;

Identity Verification Tracesmart-globaldatacompany

Anyone know who or what or why ?

Thanks
John

Missmarie

Hi. Not sure if this will help/jog memory....

"Tracesmart Ltd. provides identity verification and fraud prevention solutions. It offers a B2C online search facility that allows public to search for people and help reconnect family and friends. The company provides tracing services to trace people, as well as batch tracing, debtor tracing, specialist tracing, and fraud investigation solutions. It also offers cleanse solutions, such as data cleansing, online data cleansing, data enrichment, de-risking, and tele-appending. In addition, the company provides identification solutions, including identity checks, anti-money laundering, know your customer, customer due diligence, age verification, existence checks, mortality screening, mobile verification, and landline verification solutions. It serves customers in collection, financial, gaming, legal, life and pension, not for profit, property, public sector, recruitment, and retail industries in the United Kingdom. The company was founded in 1999 and is based in Cardiff, United Kingdom. Tracesmart Ltd. operates as a subsidiary of Tracesmart Group Limited."

PRAISETHESUN

Sounds like a generic identity search - you most likely authorised it when you made an application for something, or signed up for a service and agreed to their terms and conditions (eg. comparison quote sites). Identity searches are typically soft searches, which lenders will not see, so shouldn't be too much to concern yourself about.

T-G-C

It is a soft search, however if it keeps relapsing, perhaps reach out to the business, if unknown to you and ask about them performing data checks about you.

An internet broker is the worst thing to use, unless well-known and trusted, as these, from personal experience, will pass mobile numbers; names and other unspecified information to pest businesses.

I used Cash Lady recently and now have the privilege of receiving 6-8 calls per day, from virtual numbers, claiming that I have been specially selected for approval of a £5000 loan... real exciting stuff.

If it was the one search and nothing more, I wouldn't think too much into it,