Money Moral Dilemma: Should I repay money wrongly paid into my account?

pickledonionspaceraider

phryne wrote: »

Well, that told me!!

I wouldn't worry, certain posters are snarky with every response..says more about them

crispy_duck

unholyangel wrote: »

Yes I'm aware of that section - after all it was me who posted a link to the section in question.

Its dishonestly retaining a wrongful credit

Yes I'm aware of that case - after all it was me who posted a link to a news story about it.

Gavin83

rocky56709 wrote: »

2) it would cost more going through the legal process than worthwhile to reclaim

This is potentially true.

rocky56709 wrote: »

1) they had few rights

However this isn't. Regardless of their actions it doesn't take away their right to recovery and as pointed out, with court cases to prove it, it's also a criminal act. If you're telling the truth (which given these are your first posts, I'm doubting) then consider yourself lucky.

It's also completely false they can't give you a bad reference for this. They can write what they want in the reference as long as it's true or alternatively choose not to give a reference at all.

rocky56709 wrote: »

gavin come read my thread about it you ll learn alot

What thread? In all honesty I'm not the one who is misinformed on this but if you wish to 'correct' me I'm all ears. You'll have to do better than an actual court case that someone else has posted however.

crispy_duck

rocky56709 wrote: »

tired to post link to new thread had this done last night just had to copy and paste across this morning....however wont let me but its down its in under employment, job seeking and training under work tribulations...a true story *trademarked*

Not that I believe a word of it*, but how does a fairy tale about an organisation that employed you continuing to pay you relate in any way to an incident in which someone received a payment from an organisation that hadn't employed them for six years?

*It's amazing how many bullsh!t stories on internet forums involve the protagonist comparing themselves to Conor McGregor.

unholyangel

crispy_duck wrote: »

Yes I'm aware of that case - after all it was me who posted a link to a news story about it.

Apologies for the confusion, I wasn't posting for the case it discussed but rather a solicitors view that the public generally don't understand its a criminal offence and also that the credit doesn't need to derive from blackmail, fraud etc.

crmism

I begin to despair of humanity when I read questions like this.

To help you arrive at the right decision, how would you feel if you mistakenly paid £1,000 to someone and sooner or later realized what you'd done, and then been told Hard Luck, I'm Keeping It? Integrity and honesty appear to be qualities that no longer dovetail with some people's attitudes to what amounts to theft.

If you were under PAYE at your former workplace, it's possible your ex-employer will pick up on the error when the figures are given to HMRC and chase you then. Why not come clean now, pay it back and clear your conscience?

Jojo_the_Tightfisted

Hmmm, it's a tricky one, that. Let's see -

1. Give it back, or

2. Get a criminal record shortly after the end of year accounts are finalised, whenever that is. And still have to give it back.


Still not sure what to do.

a) have no repercussions.

b) spend the rest of your life unable to get jobs handling finance/cash/payments, having to tick the box for criminal convictions on every application, hoping that the prospective employers will believe the explanation on a separate sheet of paper, wondering if the person you've just met has googled your name and found out that you've got a criminal record or that the neighbours/rest of the family/ex partners are looking at you and laughing at the stupidity that got you that criminal record...



Decisions, decisions...

expeditionist

Has actually happened to me. I contacted my employer and got told that it was a surprise gift to all current and former employees (300 or so) who contributed to the success of the company. They had just sold the company to an investment firm for close on £1bn!

andygb

Why is this thread titled "dilemma"?
This is not a dilemma for any honest person, if money doesn't belong to you then you give it back.
If you find a fiver in the street then that is different, because you have no idea who it belonged to, and if you hand it in to the local cop shop, what are they going to do with it?
Put it in the Christmas fund?

-taff

Honest or not, it doesnt matter, banks changed their practices, they are obliged to pay it back like it or lump it [barring one decision where they mighthave expected it and can show this]. The only question is, will it be in installements or not.
https://www.financial-ombudsman.org.uk/publications/technical_notes/wrong-account-payments.htm