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Getting a CCJ removed. What next?
Charliebar84
Posts: 33 Forumite
Hi all
A few months ago I found out via my credit report that a CCJ was taken against me. The company was Cohen Cramer. I applied for a set aside as the paperwork went to an old address which was granted. I then provided proof that I was not living at the address when the supposed debt (provident loan) was taken out.
Today I recieved a letter from Lowell Solicitors who said they had now taken over the case but has written to me and the court with a notice of discontinuance.
Whilst I’m pleased about this I’m wondering what happens next. Will the CCJ be automatically removed from my credit file or do I need to contact anyone about it.
Thanks
A few months ago I found out via my credit report that a CCJ was taken against me. The company was Cohen Cramer. I applied for a set aside as the paperwork went to an old address which was granted. I then provided proof that I was not living at the address when the supposed debt (provident loan) was taken out.
Today I recieved a letter from Lowell Solicitors who said they had now taken over the case but has written to me and the court with a notice of discontinuance.
Whilst I’m pleased about this I’m wondering what happens next. Will the CCJ be automatically removed from my credit file or do I need to contact anyone about it.
Thanks
0
Comments
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It should be removed.
You'll need to confirm with Lowell and/or the issuing courts0 -
Thanks Gary
Do you know how long it would roughly take to get it removed0 -
Depends how long the courts/lowell take to respond.
4-8 weeks is a reasonable amount of time to allow0 -
It should happen automatically, but make sure to hassle Lowell if they are slow to act to remove it. It typically takes 4-8 weeks for changes to your file to flow through and be visible, and that's assuming Lowell act straight away.0
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Ah ok. Thanks Praisethesun.
So Lowell has to get it removed and not the court.0 -
Either can remove it.0
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Usually the court, as Lowell will write to them, but chase up after a month. As you have received the NoD then the court will, but it depends on their workload as to when it gets processed0
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Thanks all.
Unfortunately the court in question is thick as s**t.
The last time I contacted them they returned the forms saying I provided insufficient copies to all parties even though I stated I had sent a copy to Lowell.
I then received the NOD from Lowell. I recieved a letter from the court today thinking it would be informing me they were removing the CCJ - nope.. it was my original forms stating I had filled them in incorrectly.
Absolutely useless ha ha0
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