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DRO and some expensive health problems
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only aqua card and ebay with bailiffs now. 6 credit cards with original creditor at the moment, have 1ccj. My income wasnt enough to cover minimum payments (1 day I pay into CC, next day I need to cash out money and put to another CC, day after take them out and add to 3rd card etc).0
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Have you tried any of the dental institutes? They train dentists and are in most large cities and they are always needing people to practice on...most of it is free but takes a while0
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I am between Newcastle and Sunderland. Not sure how to search them at Google?0
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only aqua card and ebay with bailiffs now. 6 credit cards with original creditor at the moment, have 1ccj. My income wasnt enough to cover minimum payments (1 day I pay into CC, next day I need to cash out money and put to another CC, day after take them out and add to 3rd card etc).
If aqua and ebay both had their debts with bailiffs there would have to be 2 x ccjs.
Are you currently paying anything at all to your debts?0 -
You say bailiffs, but do you mean debt collectors ?I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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yes, probably they are debt collectors, sorry I am not native speaker, can not understand different. CCJ is from payday loan.0
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